$549,000 - 8A Hainer Street, St. Catharines
Townhouse for Sale in St. Catharines
108 days on market- MLS Number
- X12493736
- Property Type
- Townhouse
- Status
- active
- Days on Site
- 108
- Bedrooms
- 4
- Bathrooms
- 3
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- RE/MAX REALTY SPECIALISTS INC.
Welcome to 8A Hainer Street, a bright and well-kept freehold townhome that checks all the boxes - 3 + 1 bedrooms, 3 baths, a finished walk-out basement, and parking for three (garage + side-by-side driveway). Located in a family-friendly pocket just about 10 minutes (5.4 km) from Brock University, it's a great find for families, Brock parents, or investors. The main floor offers an open, easy-flow layout with large windows, a functional kitchen, and walk-out access to a deck with treed views - a rare bonus with no direct rear townhome neighbours. Upstairs are three comfortable bedrooms, including a primary with semi-ensuite bath and plenty of closet space. The finished walk-out basement adds versatility with a bedroom, bath, and living area - ideal for an in-law suite, guest room, home office, or student space. Sliding doors open to a private fenced yard and covered patio, giving you two outdoor areas to enjoy. Highlights Freehold ownership - no condo fees 3 + 1 bedrooms / 3 baths Finished walk-out basement with bed & bath Garage + 2-car side-by-side driveway Two outdoor spaces - deck and patio Private treed backdrop - no rear townhomes Approx. 10 min to Brock University Close to shopping, parks, transit & highways. A home that blends comfort, flexibility, and value in one of St. Catharines' most convenient and sought-after locations.
Estimate your monthly payments for this property
Estimated Payment
$2,816.65/mo
Includes CMHC insurance ($15,317)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
8A Hainer Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $499/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 108 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Townhouse Benefits
Townhouses offer an excellent balance of space and maintenance. You get more room than a condo with lower upkeep than a detached home. Key things to verify: whether it's freehold or condo-titled (affects fees and rules), and the condition of shared walls for noise considerations. Townhouses in St. Catharines have shown strong appreciation as families seek more space.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,288 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.