$599,000 - 3 Philpark Road, St. Catharines
Detached for Sale in St. Catharines
New — Listed yesterday- MLS Number
- X13456818
- Property Type
- Detached
- Status
- active
- Days on Site
- 1
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
Welcome to 3 Philpark Road, a beautiful bungalow in one of St. Catharines' most sought-after neighbourhoods! Situated just moments away from the relaxing beach at Port Dalhousie, the scenic trails at Jaycee Gardens Park, and the natural beauty at Henley Island, this move-in ready home is just waiting for you to call it your own. The main floor features a seamless, functional layout boasting a spacious kitchen that flows into a bright, open-concept living and dining area with hardwood floors and California shutters throughout. Down the hall you'll find a large bedroom with a generous closet as well as a convenient 4-piece bathroom before reaching the master bedroom, which acts as your own private retreat! Featuring glass French doors that open directly onto the massive wooden deck outside, it is a perfect place to sip your morning coffee and enjoy your fully fenced, park-like backyard. Here, in addition to the terrific deck space, you'll find a lush grassy lawn shaded by mature trees, a concrete patio area perfect for outdoor dining, and a large shed for additional storage. A convenient breezeway connects the back and front yards, as well as the main home to the attached single-car carport, which sits at the top of the double-wide driveway. Back inside, the lower level significantly expands your living space, featuring a massive recreation room anchored by a cozy gas fireplace with a brick-style accent wall. The unfinished ceiling presents a fantastic opportunity to customize your lighting for this space. The basement is completed by a third bedroom with a closet, a 3-piece bathroom, and a functional laundry/utility room. Enjoy the perfect balance of a move-in ready home, a highly desirable neighborhood and access to the highway, shopping & amenities all nearby. Whether you are looking for effortless main-floor living or a home near the water, this property the perfect place to step into your relaxing new lifestyle!
Estimate your monthly payments for this property
Estimated Payment
$3,073.18/mo
Includes CMHC insurance ($16,712)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
3 Philpark Road, St. Catharines
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Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $856/sqft, this property is priced in line with current St. Catharines market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Just Listed - Act Strategically
This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,496 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.