275 Pelham Road Unit 22, St. Catharines

Price: $489,900

3 bedrooms, 2 bathrooms

1,600 sqft

Property Type: Condo

MLS#: X13456786

Move-in ready and beautifully maintained, this 3-bedroom townhome is located in the highly desirable Riverview Village community. The main floor offers a versatile den/home office, a convenient 2-piece powder room, and an inviting open-concept layout that seamlessly connects the kitchen, dining, and living areas. Step out from the living room onto the private terrace overlooking the condominium's green space, providing a peaceful outdoor setting. Upstairs, you'll find three spacious bedrooms and a well-appointed 4-piece bathroom featuring both a separate shower and soaker tub. Multiple skylights fill the home with natural light, creating a bright and airy atmosphere throughout. The unfinished lower level presents an excellent opportunity to customize the space to suit your needs and lifestyle. Enjoy the benefits of low-maintenance living, with condominium fees covering lawn care, snow removal, water, and more. Whether you're a first-time buyer, growing family, or downsizer seeking a carefree lifestyle, this home offers exceptional value and convenience. Ideally situated close to shopping, parks, schools, highway access, Brock University, and other key amenities, this property combines comfort, location, and lifestyle. Be sure to view the 3D tour to experience everything this wonderful home has to offer.

275 Pelham Road Unit 22 - Condo photo 1 of 20 in St. Catharines, Ontario
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New Listing
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$489,900 - 275 Pelham Road Unit 22, St. Catharines

Condo for Sale in St. Catharines

New — Listed yesterday
3Beds
2Baths
1,600Sq Ft
Condo
Property Details
MLS Number
X13456786
Property Type
Condo
Status
active
Days on Site
1
Bedrooms
3
Bathrooms
2
Square Feet
1,600 sqft
Neighbourhood
St. Catharines
Locker
None
Exposure
North
Balcony
Terrace
Listing Brokerage
ONE PERCENT REALTY LTD.
Description

Move-in ready and beautifully maintained, this 3-bedroom townhome is located in the highly desirable Riverview Village community. The main floor offers a versatile den/home office, a convenient 2-piece powder room, and an inviting open-concept layout that seamlessly connects the kitchen, dining, and living areas. Step out from the living room onto the private terrace overlooking the condominium's green space, providing a peaceful outdoor setting. Upstairs, you'll find three spacious bedrooms and a well-appointed 4-piece bathroom featuring both a separate shower and soaker tub. Multiple skylights fill the home with natural light, creating a bright and airy atmosphere throughout. The unfinished lower level presents an excellent opportunity to customize the space to suit your needs and lifestyle. Enjoy the benefits of low-maintenance living, with condominium fees covering lawn care, snow removal, water, and more. Whether you're a first-time buyer, growing family, or downsizer seeking a carefree lifestyle, this home offers exceptional value and convenience. Ideally situated close to shopping, parks, schools, highway access, Brock University, and other key amenities, this property combines comfort, location, and lifestyle. Be sure to view the 3D tour to experience everything this wonderful home has to offer.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,513.44/mo

Includes CMHC insurance ($13,668)

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5-yr fixed avg.

Principal: $440,910Interest: $299,454
Mortgage Amount$454,578
Total Interest$299,454
Est. Property Tax$347/mo
Total Cost$754,032

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

275 Pelham Road Unit 22, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,240/mo
Range: $2,754 - $3,726
Cap Rate (ROI)
4.3%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,240
Maintenance Fees-$1,040
Property Tax (est.)-$347
Insurance (est.)-$102
Net Cash Flow+$1,751

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $306/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    275 Pelham Road Unit 22, St. Catharines | $489,900 | Battaglia Team