18 Linwood Street, St. Catharines

Price: $449,000

3 bedrooms, 3 bathrooms

1,100 - 1,499 sqft

Property Type: Multi-Family

MLS#: X13458518

A rare vacant-possession triplex in downtown St. Catharines - all three self-contained units are currently empty, giving investors a clean slate to set market rents or an owner-occupier the chance to live in one unit and rent the others. This well-maintained, turnkey legal triplex offers shared laundry, ample private parking, and extensive updates completed in 2017 including a new roof, driveway, and fire sprinkler system. Steps to public transit and schools, and minutes to the QEW, shopping, parks, trails, and Martindale Pond. A strong entry point into the rental-investment market or a smart multi-generational option.

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New Listing
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$449,000 - 18 Linwood Street, St. Catharines

Multi-Family for Sale in St. Catharines

New — Listed yesterday
3Beds
3Baths
1,100 - 1,499Sq Ft
Multi-Family
Property Details
MLS Number
X13458518
Property Type
Multi-Family
Status
active
Days on Site
1
Bedrooms
3
Bathrooms
3
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX ABOUTOWNE REALTY CORP.
Description

A rare vacant-possession triplex in downtown St. Catharines - all three self-contained units are currently empty, giving investors a clean slate to set market rents or an owner-occupier the chance to live in one unit and rent the others. This well-maintained, turnkey legal triplex offers shared laundry, ample private parking, and extensive updates completed in 2017 including a new roof, driveway, and fire sprinkler system. Steps to public transit and schools, and minutes to the QEW, shopping, parks, trails, and Martindale Pond. A strong entry point into the rental-investment market or a smart multi-generational option.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,303.60/mo

Includes CMHC insurance ($12,527)

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5-yr fixed avg.

Principal: $404,100Interest: $274,454
Mortgage Amount$416,627
Total Interest$274,454
Est. Property Tax$318/mo
Total Cost$691,081

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

18 Linwood Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
6.4%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$318
Insurance (est.)-$94
Net Cash Flow+$2,388

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $408/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    18 Linwood Street, St. Catharines | $449,000 | Battaglia Team