$624,900 - 124 Village Road, St. Catharines
Detached for Sale in St. Catharines
New — Listed 5 days ago- MLS Number
- X13241118
- Property Type
- Detached
- Status
- active
- Days on Site
- 5
- Bedrooms
- 6
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- RE/MAX REALTY SPECIALISTS INC.
Welcome to this stunning 3+3 bedroom bungalow offering approximately 1450 square feet of above grade living space with a separate entrance basement apartment situated in the highly sought after South St. Catharines neighbourhood. Set on a gorgeous 65 x 100 foot lot, this home offers a functional and spacious layout ideal for families, investors, or multigenerational living. The freshly painted(2026) main level features an open concept design with beautifully polished hardwood flooring(2026) and large windows throughout filling the home with an abundance of natural light and creating a bright and welcoming atmosphere. The spacious living room is highlighted by a charming wood burning fireplace and offers a seamless flow into the sunroom through glass doors creating a comfortable extension of the living space with views of the fully fenced backyard. All three generously sized bedrooms on the main level feature their own closets providing excellent storage and functionality. Fully finished basement apartment with a separate entrance equipped with an additional 3 bedrooms, a kitchen, living area, and a full washroom making it an excellent opportunity for rental income or ideal accommodation for extended family. Major updates include air conditioning (2019), patio sliding door (2019), roof(2015 approximately), driveway (2023), and basement egress windows and door (2025) adding peace of mind and functionality. A prime convenient location between the Pen Centre, Brock University, Niagara College, the Arts Centre, golf courses, the General Hospital, public transit routes, and within walking distance to everyday amenities. Some photos have been virtual staged to help envision the potential of the space.
Estimate your monthly payments for this property
Estimated Payment
$3,206.06/mo
Includes CMHC insurance ($17,435)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
124 Village Road, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $568/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Just Listed - Act Strategically
This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Excellent Flexibility
With 6 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,604 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.