$599,900 - 12 CYPRESS Street, St. Catharines
Semi-Detached for Sale in St. Catharines
New — Listed 5 days ago- MLS Number
- X13417354
- Property Type
- Semi-Detached
- Status
- active
- Days on Site
- 5
- Bedrooms
- 5
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
Fantastic LOCATION, boasting opportunity with a beautiful in-law suite, and move in ready! Welcome to 12 Cypress Street! This semi-detached bungalow has been lovingly cared for and well maintained! Having been fully renovated from top to bottom, this property offers many opportunities to its next owner! Upon entering the front door, the main level greets you with a bright open layout and living space providing an updated kitchen with a spacious island and a family room with an abundance of natural light adjacent to the dining area. Down the hall are 3 generous bedrooms, all with their own closets as well additional storage and a beautiful 4 piece newly renovated bathroom! The main level is complete with the ease and convenience of its own laundry closet and access to the rear fenced in yard. The lower level welcomes you to a complete in-law suite/apartment that is open concept and offers a full kitchen, laundry, living room, 3 piece bathroom, 2 well sized bedrooms with new large egress windows, a large den room, and extra storage! With modern finishes and a separate entrance, this is the ideal set up for entertaining, multi-family living, or an income generating opportunity! Outside has a little bit of everything from an expansive concrete patio, open greenspace, a large custom built garden shed, and landscaped gardens, and a long double wide private driveway with parking for up to 6 vehicles, making time outdoors enjoyable for all! Appreciate being located in a highly sought after family friendly area with all amenities so close to home as Port Dalhousie and Lake Ontario are within walking distance as well as in close proximity to parks, walking trails, QEW hwy access, shopping, restaurants, schools, and more! Leaving no stone unturned and truly in a fantastic central location, this is a property that ticks off many boxes and has something for everyone! Come and see for yourself, it is sure to impress!
Estimate your monthly payments for this property
Estimated Payment
$3,077.80/mo
Includes CMHC insurance ($16,737)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
12 CYPRESS Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $857/sqft, this property is priced in line with current St. Catharines market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Just Listed - Act Strategically
This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Excellent Flexibility
With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,500 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.