8 Nash Street, St. Catharines

Price: $824,900

5 bedrooms, 4 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: X13429042

Modern Living with Multi-Generational Flexibility in Western Hill! Built in 2022 with quality craftsmanship and thoughtful design, this impressive 2-storey home offers exceptional space and versatility. Ideal for multi-generational households, extended family living, or those seeking added flexibility, the fully finished in-law suite features its own full kitchen, built to the same high standards and finishes as the main floor. Thanks to the home's high foundation, oversized basement windows bring in an abundance of natural light, making the lower level feel more like above-grade living space. Upstairs, you'll find four generously sized bedrooms, including a spacious primary retreat complete with a private 4-piece ensuite. With modern finishes, functional living spaces, and a desirable location in St. Catharines' Western Hill neighbourhood, this exceptional home is ready to accommodate your lifestyle for years to come.

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active
New Listing
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$824,900 - 8 Nash Street, St. Catharines

Detached for Sale in St. Catharines

New — Listed 3 days ago
5Beds
4Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
X13429042
Property Type
Detached
Status
active
Days on Site
3
Bedrooms
5
Bathrooms
4
Square Feet
2,000 - 2,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX ESCARPMENT GOLFI REALTY INC.
Description

Modern Living with Multi-Generational Flexibility in Western Hill! Built in 2022 with quality craftsmanship and thoughtful design, this impressive 2-storey home offers exceptional space and versatility. Ideal for multi-generational households, extended family living, or those seeking added flexibility, the fully finished in-law suite features its own full kitchen, built to the same high standards and finishes as the main floor. Thanks to the home's high foundation, oversized basement windows bring in an abundance of natural light, making the lower level feel more like above-grade living space. Upstairs, you'll find four generously sized bedrooms, including a spacious primary retreat complete with a private 4-piece ensuite. With modern finishes, functional living spaces, and a desirable location in St. Catharines' Western Hill neighbourhood, this exceptional home is ready to accommodate your lifestyle for years to come.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,232.16/mo

Includes CMHC insurance ($23,015)

$
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5%10%50%

5-yr fixed avg.

Principal: $742,410Interest: $504,225
Mortgage Amount$765,425
Total Interest$504,225
Est. Property Tax$584/mo
Total Cost$1,269,649

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

8 Nash Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,700/mo
Range: $3,145 - $4,255
Cap Rate (ROI)
4.3%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,700
Maintenance Fees-$0
Property Tax (est.)-$584
Insurance (est.)-$172
Net Cash Flow+$2,944

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $412/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,437 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    8 Nash Street, St. Catharines — $824,900 | Battaglia Team