223 Niagara Street, St. Catharines

Price: $459,999

5 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Multi-Family

MLS#: X13226782

Welcome to this stunning and expansive 2-story home, perfect for first-time homebuyers or large multi-family households! This versatile property offers: **5+ Bedrooms: Ample space for a growing family or multiple tenants. **3+ Bathrooms:Convenience and comfort with multiple bathrooms. **3 Kitchens: Fully-equipped kitchens one on each level, ideal for rental opportunities or extended family. **Hardwood/Laminate Floors: flooring throughout the home. Hardwood under the carpets on second floor **Close to All Amenities: Enjoy the convenience of nearby shopping, dining, schools, and public transportation. **Large Yard:** Perfect for outdoor activities, gardening, or entertaining. **Driveway with Lots of Parking:** No more parking hassles with ample space for multiple vehicles. Features **Main Level:** Spacious living area, 2 bedrooms, 1 bathroom, and a full kitchen. **Upper Level:** 3 additional bedrooms, 1 bathroom, and a second full kitchen. **Possible Basement Apartment:** Features a third kitchen, additional living space, and a bathroom - an excellent rental opportunity. **Outdoor Space:** The large yard provides plenty of room for kids to play and for family gatherings. **Parking:** Driveway fits multiple cars, ensuring ample parking for residents and guests. This home offers unmatched flexibility and potential for additional income, making it an excellent investment for first-time buyers or those seeking a multi-generational living arrangement. **Don't miss out on this unique opportunity! Schedule a viewing today and imagine the possibilities!**

223 Niagara Street - Multi-Family photo 1 of 10 in St. Catharines, Ontario
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$459,999 - 223 Niagara Street, St. Catharines

Multi-Family for Sale in St. Catharines

Popular Listing
5Beds
3Baths
1,500 - 1,999Sq Ft
Multi-Family
Property Details
MLS Number
X13226782
Property Type
Multi-Family
Status
active
Days on Site
11
Bedrooms
5
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
St. Catharines
Listing Brokerage
ROYAL LEPAGE NRC REALTY
Description

Welcome to this stunning and expansive 2-story home, perfect for first-time homebuyers or large multi-family households! This versatile property offers: **5+ Bedrooms: Ample space for a growing family or multiple tenants. **3+ Bathrooms:Convenience and comfort with multiple bathrooms. **3 Kitchens: Fully-equipped kitchens one on each level, ideal for rental opportunities or extended family. **Hardwood/Laminate Floors: flooring throughout the home. Hardwood under the carpets on second floor **Close to All Amenities: Enjoy the convenience of nearby shopping, dining, schools, and public transportation. **Large Yard:** Perfect for outdoor activities, gardening, or entertaining. **Driveway with Lots of Parking:** No more parking hassles with ample space for multiple vehicles. Features **Main Level:** Spacious living area, 2 bedrooms, 1 bathroom, and a full kitchen. **Upper Level:** 3 additional bedrooms, 1 bathroom, and a second full kitchen. **Possible Basement Apartment:** Features a third kitchen, additional living space, and a bathroom - an excellent rental opportunity. **Outdoor Space:** The large yard provides plenty of room for kids to play and for family gatherings. **Parking:** Driveway fits multiple cars, ensuring ample parking for residents and guests. This home offers unmatched flexibility and potential for additional income, making it an excellent investment for first-time buyers or those seeking a multi-generational living arrangement. **Don't miss out on this unique opportunity! Schedule a viewing today and imagine the possibilities!**

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,360.03/mo

Includes CMHC insurance ($12,834)

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5-yr fixed avg.

Principal: $413,999Interest: $281,177
Mortgage Amount$426,833
Total Interest$281,177
Est. Property Tax$326/mo
Total Cost$708,010

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

223 Niagara Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,600/mo
Range: $3,060 - $4,140
Cap Rate (ROI)
8.3%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$3,600
Maintenance Fees-$0
Property Tax (est.)-$326
Insurance (est.)-$96
Net Cash Flow+$3,178

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $307/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    223 Niagara Street, St. Cathari… — $459,999 | Battaglia Team