83 Park Avenue, St. Catharines

Price: $595,000

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13453494

Welcome to this charming 1.5-storey detached home offering exceptional value for first-time buyers, growing families, or investors alike. Ideally situated in a desirable St. Catharines neighbourhood, this well-maintained property combines comfort, functionality, and income potential. The inviting main floor features a spacious living room filled with natural light, a bright kitchen with a dedicated dining area, a generously sized bedroom, a full 4-piece bathroom, and convenient main-floor laundry. Upstairs, you'll find two additional well-proportioned bedrooms, perfect for family members, guests, or a home office. Step outside to enjoy a large fully fenced backyard complete with a concrete patio and storage shed-ideal for entertaining, gardening, or relaxing outdoors. A double-wide concrete driveway and carport provide ample parking and everyday convenience. The mostly finished basement offers excellent versatility with a separate entrance, additional bedroom, full kitchen, 3-piece bathroom, and recreation area, making it well-suited for extended family living, an in-law setup, or future income opportunities. Conveniently located close to schools, parks, shopping, transit, and everyday amenities, this property presents a fantastic opportunity to own a move-in-ready home in a sought-after community.

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New Listing
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$595,000 - 83 Park Avenue, St. Catharines

Detached for Sale in St. Catharines

New — Listed 2 days ago
4Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13453494
Property Type
Detached
Status
active
Days on Site
2
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
CENTURY 21 LEADING EDGE REALTY INC.
Description

Welcome to this charming 1.5-storey detached home offering exceptional value for first-time buyers, growing families, or investors alike. Ideally situated in a desirable St. Catharines neighbourhood, this well-maintained property combines comfort, functionality, and income potential. The inviting main floor features a spacious living room filled with natural light, a bright kitchen with a dedicated dining area, a generously sized bedroom, a full 4-piece bathroom, and convenient main-floor laundry. Upstairs, you'll find two additional well-proportioned bedrooms, perfect for family members, guests, or a home office. Step outside to enjoy a large fully fenced backyard complete with a concrete patio and storage shed-ideal for entertaining, gardening, or relaxing outdoors. A double-wide concrete driveway and carport provide ample parking and everyday convenience. The mostly finished basement offers excellent versatility with a separate entrance, additional bedroom, full kitchen, 3-piece bathroom, and recreation area, making it well-suited for extended family living, an in-law setup, or future income opportunities. Conveniently located close to schools, parks, shopping, transit, and everyday amenities, this property presents a fantastic opportunity to own a move-in-ready home in a sought-after community.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,052.66/mo

Includes CMHC insurance ($16,601)

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5-yr fixed avg.

Principal: $535,500Interest: $363,697
Mortgage Amount$552,101
Total Interest$363,697
Est. Property Tax$421/mo
Total Cost$915,798

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

83 Park Avenue, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
5.4%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$421
Insurance (est.)-$124
Net Cash Flow+$2,655

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $541/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,479 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    83 Park Avenue, St. Catharines | $595,000 | Battaglia Team