701 Geneva Street Unit 1504, St. Catharines

Price: $1,495,000

2 bedrooms, 2 bathrooms

1,800 sqft

Property Type: Condo

MLS#: X12709910

Every once in a while, you walk into a home that truly takes your breath away - and this is one of them. This stunning condo is the epitome of luxury waterfront living, offering spectacular, unobstructed views of Lake Ontario from Niagara-on-the-Lake all the way to Burlington, and across the water to Toronto's iconic skyline. Imagine relaxing on your oversized balcony, glass of wine in hand, listening to the gentle sound of the water just below - pure serenity. No expense was spared in this thoughtfully and completely renovated suite. High-end finishes are found throughout, including stainless steel Bosch appliances and Hunter Douglas automated blinds.The bright, beautifully designed kitchen features Cambria countertops and offers both style and function - perfect for creating gourmet meals for family and friends. The open-concept living and dining area is ideal for entertaining, with panoramic lake views that showcase breathtaking sunsets. Versatility meets elegance with a dedicated office that easily doubles as a second bedroom, thanks to a sleek Murphy bed that's ready in seconds. The primary bedroom is a true retreat, boasting stunning lake views, direct access to the balcony, and a luxurious ensuite complete with a glass-enclosed shower and a soft-finish soaker tub. The second bathroom is a clever and efficient use of space, featuring a spacious shower with grab bars for added comfort and accessibility. Additional highlights include all-new building windows (2023), ample visitor parking, and a prime location just steps from the waterfront trail, parks, and convenient shopping.This is one of those homes you simply must experience in person to fully appreciate everything it has to offer.

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$1,495,000 - 701 Geneva Street Unit 1504, St. Catharines

Condo for Sale in St. Catharines

102 days on market
2Beds
2Baths
1,800Sq Ft
Condo
Property Details
MLS Number
X12709910
Property Type
Condo
Status
active
Days on Site
102
Bedrooms
2
Bathrooms
2
Square Feet
1,800 sqft
Neighbourhood
St. Catharines
Locker
Owned
Exposure
North East
Balcony
Open
Listing Brokerage
RE/MAX DYNAMICS REALTY
Description

Every once in a while, you walk into a home that truly takes your breath away - and this is one of them. This stunning condo is the epitome of luxury waterfront living, offering spectacular, unobstructed views of Lake Ontario from Niagara-on-the-Lake all the way to Burlington, and across the water to Toronto's iconic skyline. Imagine relaxing on your oversized balcony, glass of wine in hand, listening to the gentle sound of the water just below - pure serenity. No expense was spared in this thoughtfully and completely renovated suite. High-end finishes are found throughout, including stainless steel Bosch appliances and Hunter Douglas automated blinds.The bright, beautifully designed kitchen features Cambria countertops and offers both style and function - perfect for creating gourmet meals for family and friends. The open-concept living and dining area is ideal for entertaining, with panoramic lake views that showcase breathtaking sunsets. Versatility meets elegance with a dedicated office that easily doubles as a second bedroom, thanks to a sleek Murphy bed that's ready in seconds. The primary bedroom is a true retreat, boasting stunning lake views, direct access to the balcony, and a luxurious ensuite complete with a glass-enclosed shower and a soft-finish soaker tub. The second bathroom is a clever and efficient use of space, featuring a spacious shower with grab bars for added comfort and accessibility. Additional highlights include all-new building windows (2023), ample visitor parking, and a prime location just steps from the waterfront trail, parks, and convenient shopping.This is one of those homes you simply must experience in person to fully appreciate everything it has to offer.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$6,612.89/mo

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5-yr fixed avg.

Principal: $1,196,000Interest: $787,867
Mortgage Amount$1,196,000
Total Interest$787,867
Est. Property Tax$1,059/mo
Total Cost$1,983,867

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

701 Geneva Street Unit 1504, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,000/mo
Range: $2,550 - $3,450
Cap Rate (ROI)
0.4%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$3,000
Maintenance Fees-$1,170
Property Tax (est.)-$1,059
Insurance (est.)-$311
Net Cash Flow+$460

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $831/sqft, this property is priced in line with current St. Catharines market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Negotiation Opportunity

At 102 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $6,229 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    701 Geneva Street Unit 1504… — $1,495,000 | Battaglia Team