1602 Third Street, St. Catharines

Price: $1,388,800

3 bedrooms, 2 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: X13412818

Country charm, modern updates, and serious potential - 1602 Third Street Louth is the kind of property buyers wait for.This is a property for buyers who understand value, land, lifestyle, and long-term potential - not just square footage; think multi-generational living, hobby farm potential, work-from-home lifestyle, space for extended family, or future possibilities with a second dwelling, subject to municipal approvals. Inside, the home offers a bright, updated kitchen, spacious living areas, large windows, and a stunning sun-filled room with vaulted ceilings, walls of glass, and a cozy gas stove overlooking the private green setting. The exterior offers excellent curb appeal, mature trees, generous outdoor space, and a peaceful country feel while still being close to city conveniences, schools, shopping, wineries, trails, and major routes. A rare opportunity for serious buyers who want lifestyle, land, flexibility, and long-term potential all in one property. Over $115,000 in upgrades including brand new stainless steel Fisher & Paykel fridge, new engineered hardwood flooring on the main and second level, updated baseboards, brand new 3-piece ensuite with glass shower, custom walk-in closet, updated breaker panel, hot water heater, fresh new vinyl siding on house & garage installed in 2025, well-maintained septic system, cistern and well water, updated landscaping, ductless air conditioning units, and much more this home is a must see!

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active
New Listing
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$1,388,800 - 1602 Third Street, St. Catharines

Detached for Sale in St. Catharines

New — Listed 5 days ago
3Beds
2Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
X13412818
Property Type
Detached
Status
active
Days on Site
5
Bedrooms
3
Bathrooms
2
Square Feet
2,000 - 2,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
EXP REALTY
Description

Country charm, modern updates, and serious potential - 1602 Third Street Louth is the kind of property buyers wait for.This is a property for buyers who understand value, land, lifestyle, and long-term potential - not just square footage; think multi-generational living, hobby farm potential, work-from-home lifestyle, space for extended family, or future possibilities with a second dwelling, subject to municipal approvals. Inside, the home offers a bright, updated kitchen, spacious living areas, large windows, and a stunning sun-filled room with vaulted ceilings, walls of glass, and a cozy gas stove overlooking the private green setting. The exterior offers excellent curb appeal, mature trees, generous outdoor space, and a peaceful country feel while still being close to city conveniences, schools, shopping, wineries, trails, and major routes. A rare opportunity for serious buyers who want lifestyle, land, flexibility, and long-term potential all in one property. Over $115,000 in upgrades including brand new stainless steel Fisher & Paykel fridge, new engineered hardwood flooring on the main and second level, updated baseboards, brand new 3-piece ensuite with glass shower, custom walk-in closet, updated breaker panel, hot water heater, fresh new vinyl siding on house & garage installed in 2025, well-maintained septic system, cistern and well water, updated landscaping, ductless air conditioning units, and much more this home is a must see!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$6,143.13/mo

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5%20%50%

5-yr fixed avg.

Principal: $1,111,040Interest: $731,899
Mortgage Amount$1,111,040
Total Interest$731,899
Est. Property Tax$984/mo
Total Cost$1,842,939

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

1602 Third Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,900/mo
Range: $2,465 - $3,335
Cap Rate (ROI)
1.4%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$2,900
Maintenance Fees-$0
Property Tax (est.)-$984
Insurance (est.)-$289
Net Cash Flow+$1,627

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $694/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $5,787 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    1602 Third Street, St. Cathar… — $1,388,800 | Battaglia Team