61 ROYAL YORK Road, St. Catharines

Price: $1,099,900

3 bedrooms, 3 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: X13211738

Nestled in one of St. Catharines' most desirable north-end waterfront neighborhoods, this spacious and beautifully maintained multi-level home is ideally situated just steps from waterfront parks, walking trails and the shores of Lake Ontario. Situated on a private 70' x 140' lot on prestigious Royal York Road, this 3 bedroom, 3 bathroom home offers generous living spaces, an abundance of natural light and a warm functional layout ideal for families and entertaining alike. The attractive exterior features angel stone accents, a covered front porch, double car garage and oversized asphalt driveway accommodating multiple vehicles. The welcoming family room features hardwood flooring, gas fireplace and bay window overlooking the beautifully landscaped backyard oasis. The eat-in kitchen offers rich cherrywood cabinetry with crown moulding and light valance, Corian countertops and built-in peninsula seating. Hardwood flooring continues through the bedrooms, all featuring closet lighting, while the second floor also includes a cedar-lined closet. The spacious primary bedroom offers a private balcony with seasonal glimpses toward the lake and a 3-piece ensuite bath with bidet. The impressive main bathroom features ceramic tile, corner jetted tub, corner shower, heat lamp and pot lighting. The fully finished lower levels include a large rec room with fireplace and walkout access to the backyard. Outside, enjoy your own private retreat complete with inground concrete pool, pergola, mature landscaping, garden shed, newer fencing and pressure-treated deck. A side gate provides convenient access to nearby waterfront parks and shoreline pathways. Recent updates include roof shingles (2019), furnace (2021), air conditioner (2023), fencing (2023), and professionally balanced concrete surrounding the pool area (2025). Just minutes to Port Dalhousie, Sunset Beach, marinas, restaurants and Niagara-on-the-Lake.

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$1,099,900 - 61 ROYAL YORK Road, St. Catharines

Detached for Sale in St. Catharines

3Beds
3Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
X13211738
Property Type
Detached
Status
active
Days on Site
16
Bedrooms
3
Bathrooms
3
Square Feet
2,000 - 2,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Description

Nestled in one of St. Catharines' most desirable north-end waterfront neighborhoods, this spacious and beautifully maintained multi-level home is ideally situated just steps from waterfront parks, walking trails and the shores of Lake Ontario. Situated on a private 70' x 140' lot on prestigious Royal York Road, this 3 bedroom, 3 bathroom home offers generous living spaces, an abundance of natural light and a warm functional layout ideal for families and entertaining alike. The attractive exterior features angel stone accents, a covered front porch, double car garage and oversized asphalt driveway accommodating multiple vehicles. The welcoming family room features hardwood flooring, gas fireplace and bay window overlooking the beautifully landscaped backyard oasis. The eat-in kitchen offers rich cherrywood cabinetry with crown moulding and light valance, Corian countertops and built-in peninsula seating. Hardwood flooring continues through the bedrooms, all featuring closet lighting, while the second floor also includes a cedar-lined closet. The spacious primary bedroom offers a private balcony with seasonal glimpses toward the lake and a 3-piece ensuite bath with bidet. The impressive main bathroom features ceramic tile, corner jetted tub, corner shower, heat lamp and pot lighting. The fully finished lower levels include a large rec room with fireplace and walkout access to the backyard. Outside, enjoy your own private retreat complete with inground concrete pool, pergola, mature landscaping, garden shed, newer fencing and pressure-treated deck. A side gate provides convenient access to nearby waterfront parks and shoreline pathways. Recent updates include roof shingles (2019), furnace (2021), air conditioner (2023), fencing (2023), and professionally balanced concrete surrounding the pool area (2025). Just minutes to Port Dalhousie, Sunset Beach, marinas, restaurants and Niagara-on-the-Lake.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,865.23/mo

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5-yr fixed avg.

Principal: $879,920Interest: $579,649
Mortgage Amount$879,920
Total Interest$579,649
Est. Property Tax$779/mo
Total Cost$1,459,569

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

61 ROYAL YORK Road, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,900/mo
Range: $2,465 - $3,335
Cap Rate (ROI)
2.1%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,900
Maintenance Fees-$0
Property Tax (est.)-$779
Insurance (est.)-$229
Net Cash Flow+$1,892

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $550/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 16 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,583 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    61 ROYAL YORK Road, St. Catha… — $1,099,900 | Battaglia Team