5 Shetland Crescent, St. Catharines

Price: $739,900

4 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X13204852

Welcome to Shetland Crescent: a warm and inviting family home tucked away in a sought after neighbourhood. With virtually no through traffic, this is the kind of street where kids can safely play outside and neighbours truly feel like a community. Located just steps to a park and school, it's an ideal place to raise a family. This well maintained 4 level sidesplit offers an excellent layout with the perfect balance of open flow and defined living spaces. The bright living and dining areas lead into a beautifully updated eat in kitchen featuring quartz countertops and hardwood flooring throughout. Natural light pours through the charming bay window, creating a warm and welcoming atmosphere throughout the home. Just a few steps down, the sunken family room with a cozy fireplace is the perfect space for movie nights, relaxing evenings, or spending time together. Walk straight out to the fully fenced backyard featuring a manicured lawn, gazebo, and composite deck with built in lighting. Perfect for summer nights while kids and dogs burn off energy. Upstairs offers 3 spacious bedrooms, while the finished lower level provides incredible flexibility with a rec room ideal for mini-sticks or movie marathons, plus a dedicated office nook so you can comfortably work from home. Clean, updated, and move-in ready with modern upgrades throughout, this is a warm and welcoming home in an excellent location. 5 Shetland Crescent is truly a wonderful place to call home.

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$739,900 - 5 Shetland Crescent, St. Catharines

Detached for Sale in St. Catharines

Popular Listing
4Beds
3Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X13204852
Property Type
Detached
Status
active
Days on Site
12
Bedrooms
4
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
St. Catharines
Listing Brokerage
NEW ERA REAL ESTATE
Description

Welcome to Shetland Crescent: a warm and inviting family home tucked away in a sought after neighbourhood. With virtually no through traffic, this is the kind of street where kids can safely play outside and neighbours truly feel like a community. Located just steps to a park and school, it's an ideal place to raise a family. This well maintained 4 level sidesplit offers an excellent layout with the perfect balance of open flow and defined living spaces. The bright living and dining areas lead into a beautifully updated eat in kitchen featuring quartz countertops and hardwood flooring throughout. Natural light pours through the charming bay window, creating a warm and welcoming atmosphere throughout the home. Just a few steps down, the sunken family room with a cozy fireplace is the perfect space for movie nights, relaxing evenings, or spending time together. Walk straight out to the fully fenced backyard featuring a manicured lawn, gazebo, and composite deck with built in lighting. Perfect for summer nights while kids and dogs burn off energy. Upstairs offers 3 spacious bedrooms, while the finished lower level provides incredible flexibility with a rec room ideal for mini-sticks or movie marathons, plus a dedicated office nook so you can comfortably work from home. Clean, updated, and move-in ready with modern upgrades throughout, this is a warm and welcoming home in an excellent location. 5 Shetland Crescent is truly a wonderful place to call home.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,796.07/mo

Includes CMHC insurance ($20,643)

$
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5%10%50%

5-yr fixed avg.

Principal: $665,910Interest: $452,268
Mortgage Amount$686,553
Total Interest$452,268
Est. Property Tax$524/mo
Total Cost$1,138,821

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

5 Shetland Crescent, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
4.1%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$524
Insurance (est.)-$154
Net Cash Flow+$2,522

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $493/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,083 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    5 Shetland Crescent, St. Catharines | $739,900 | Battaglia Team