$542,800 - 47 HASTINGS Street Unit 110, St. Catharines
Condo for Sale in St. Catharines
109 days on market- MLS Number
- X12514128
- Property Type
- Condo
- Status
- active
- Days on Site
- 109
- Bedrooms
- 1
- Bathrooms
- 1
- Square Feet
- 600 sqft
- Neighbourhood
- St. Catharines
- Locker
- Exclusive
- Exposure
- North East
- Balcony
- Open
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
Welcome to MERRITTON MILLS -- introducing The Peninsula model - a premier new 5-floor condominium community by award-winning Silvergate Homes, where modern design meets exceptional craftsmanship. This one-bedroom, one-bath main floor suite (Unit 110) offers 686 sq. ft. of thoughtfully designed living space that blends contemporary style with comfort. Enjoy an open-concept layout featuring a gourmet kitchen, spa-inspired bathroom, and expansive windows that flood the home with natural light. Step through your patio door to a private balcony, ideal for morning coffee or evening relaxation. The living area is an inviting space to unwind, while the bedroom retreat with ensuite and double closets provides the perfect escape at day's end. The building offers a secured entrance and elegant lobby with a welcoming fireplace, plus outstanding amenities - including a party room, fitness centre, and a stunning rooftop terrace oasis perfect for lounging and entertaining. This is just one of several models to choose from ranging from 657 - 1,143 sq. ft. (1 bed, 1 bed +Den, 2 bed, 2 bed +Den options). This unbeatable location is perfectly positioned near the Highway 406 to QEW, Penn Centre, outlet malls, farmers' market, local universities, wineries, golf, and scenic trails, this location truly has it all. Silvergate's long-standing reputation for quality, design excellence, and environmental stewardship shines throughout The Peninsula. Occupancy Summer 2027. One parking space included. Underground parking, storage locker and EV-ready upgrades available during selections. Maintenance fee excludes hydro and water.
Estimate your monthly payments for this property
Estimated Payment
$2,784.85/mo
Includes CMHC insurance ($15,144)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
47 HASTINGS Street Unit 110, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $905/sqft, this property is priced in line with current St. Catharines market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Negotiation Opportunity
At 109 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
Efficient Living
At 600 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,262 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.