44 Beech Street, St. Catharines

Price: $489,900

2 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13424890

Full of charm and tasteful upgrades, this 2-bedroom, 2-bathroom downtown bungalow is a fantastic opportunity for first-time buyers looking to get into the market. Located directly across from Alex McKenzie Park, this inviting home offers a great combination of character, updates, and outdoor space. The main floor features a bright living and dining room with hardwood floors and original wood trim, while the updated kitchen and renovated main floor bathroom provide modern comfort. The kitchen walks out to a deck overlooking the fully fenced backyard, complete with mature landscaping and a storage shed for added convenience. The enclosed front porch is the perfect spot to enjoy your morning coffee or unwind at the end of the day. Downstairs, the spacious rec room offers excellent flexibility and could easily be converted into a third bedroom, guest space, or home office to suit your needs. Whether you're buying your first home, looking to downsize, or simply searching for a property with character and potential, this charming bungalow is one you won't want to miss.

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active
New Listing
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$489,900 - 44 Beech Street, St. Catharines

Detached for Sale in St. Catharines

New — Listed 3 days ago
2Beds
2Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
X13424890
Property Type
Detached
Status
active
Days on Site
3
Bedrooms
2
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
St. Catharines
Listing Brokerage
ROYAL LEPAGE NRC REALTY
Description

Full of charm and tasteful upgrades, this 2-bedroom, 2-bathroom downtown bungalow is a fantastic opportunity for first-time buyers looking to get into the market. Located directly across from Alex McKenzie Park, this inviting home offers a great combination of character, updates, and outdoor space. The main floor features a bright living and dining room with hardwood floors and original wood trim, while the updated kitchen and renovated main floor bathroom provide modern comfort. The kitchen walks out to a deck overlooking the fully fenced backyard, complete with mature landscaping and a storage shed for added convenience. The enclosed front porch is the perfect spot to enjoy your morning coffee or unwind at the end of the day. Downstairs, the spacious rec room offers excellent flexibility and could easily be converted into a third bedroom, guest space, or home office to suit your needs. Whether you're buying your first home, looking to downsize, or simply searching for a property with character and potential, this charming bungalow is one you won't want to miss.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,513.44/mo

Includes CMHC insurance ($13,668)

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5-yr fixed avg.

Principal: $440,910Interest: $299,454
Mortgage Amount$454,578
Total Interest$299,454
Est. Property Tax$347/mo
Total Cost$754,032

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

44 Beech Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,400/mo
Range: $2,040 - $2,760
Cap Rate (ROI)
4.8%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,400
Maintenance Fees-$0
Property Tax (est.)-$347
Insurance (est.)-$102
Net Cash Flow+$1,951

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $700/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    44 Beech Street, St. Catharines — $489,900 | Battaglia Team