19 Seneca Street, St. Catharines

Price: $385,000

2 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Multi-Family

MLS#: X13458532

Don't overlook this fantastic investment opportunity! Featuring two 1-bedroom units, this property promises immediate rental income. Thisupdated main floor unit features a modern kitchen with stainless steel appliances, laminate hardwood floors and a large 4-piece bathroom andaccess to an unfinished basement. Furthermore, step into luxury living with an amazing second floor unit with a modern kitchen with stainless steel appliances, laminate hardwood floors and a large 3-piece bathroom with a walk-in shower with a spacious private deck for outdoorrelaxation. Each unit has separate hydro meters, with tenants responsible for their own utility payments. Situated close to parks, Sahlen Field,shopping, amenities, and major highways, these units offer both comfort and convenience in an unbeatable location.

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New Listing
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$385,000 - 19 Seneca Street, St. Catharines

Multi-Family for Sale in St. Catharines

New — Listed yesterday
2Beds
2Baths
1,100 - 1,499Sq Ft
Multi-Family
Property Details
MLS Number
X13458532
Property Type
Multi-Family
Status
active
Days on Site
1
Bedrooms
2
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX ABOUTOWNE REALTY CORP.
Description

Don't overlook this fantastic investment opportunity! Featuring two 1-bedroom units, this property promises immediate rental income. Thisupdated main floor unit features a modern kitchen with stainless steel appliances, laminate hardwood floors and a large 4-piece bathroom andaccess to an unfinished basement. Furthermore, step into luxury living with an amazing second floor unit with a modern kitchen with stainless steel appliances, laminate hardwood floors and a large 3-piece bathroom with a walk-in shower with a spacious private deck for outdoorrelaxation. Each unit has separate hydro meters, with tenants responsible for their own utility payments. Situated close to parks, Sahlen Field,shopping, amenities, and major highways, these units offer both comfort and convenience in an unbeatable location.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$1,975.25/mo

Includes CMHC insurance ($10,742)

$
$
5%10%50%

5-yr fixed avg.

Principal: $346,500Interest: $235,333
Mortgage Amount$357,242
Total Interest$235,333
Est. Property Tax$273/mo
Total Cost$592,575

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

19 Seneca Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,400/mo
Range: $2,040 - $2,760
Cap Rate (ROI)
6.4%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,400
Maintenance Fees-$0
Property Tax (est.)-$273
Insurance (est.)-$80
Net Cash Flow+$2,047

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $350/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    19 Seneca Street, St. Catharines | $385,000 | Battaglia Team