$489,900 - 409 Niagara Street Unit 16, St. Catharines
Condo for Sale in St. Catharines
80 days on market- MLS Number
- X12934402
- Property Type
- Condo
- Status
- active
- Days on Site
- 80
- Bedrooms
- 3
- Bathrooms
- 3
- Square Feet
- 1,400 sqft
- Neighbourhood
- St. Catharines
- Locker
- None
- Exposure
- West
- Balcony
- None
- Listing Brokerage
- BOSLEY REAL ESTATE LTD.,
Incredible value under $500K! Not your Average North End Townhome. Modern End Unit Townhome with Finished Basement & Private Deck in Desirable North End St. Catharines. Craving contemporary style and low-maintenance living? This beautifully upgraded 3-bedroom, 2.5-bath End Unit Townhome, built in 2009, is nestled within a premium enclave in the highly sought-after North End of St. Catharines, offering the perfect balance of comfort, functionality, and modern elegance.Step inside to soaring vaulted ceilings and a bright, open-concept main floor designed for both entertaining and everyday living. The modern kitchen flows seamlessly into the living and dining areas, while updated flooring throughout adds warmth and sophistication.Upstairs, you'll find generously sized bedrooms, ample closet space, and the convenience of second-floor laundry. The fully finished basement expands your living space with a large recreation room-ideal for movie nights, a home gym, or a play area-plus a 3-piece bathroom, making it perfect for guests or a private retreat.Outside, enjoy your large private deck, ideal for relaxing or entertaining, along with hassle-free parking thanks to a concrete driveway and attached one-car garage.Located just steps from Pearson Park, featuring an Aquatic Centre, splash pad, public library, playground, and tennis courts, this home offers an exceptional walkable lifestyle. You're also minutes from shopping, top-rated schools, the scenic Welland Canal Parkway Trail, public transit, and major highways-making this an ideal choice for professionals, growing families, or anyone seeking stylish, move-in-ready living in a vibrant, connected community.
Estimate your monthly payments for this property
Estimated Payment
$2,513.44/mo
Includes CMHC insurance ($13,668)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
409 Niagara Street Unit 16, St. Catharines
Open in Google MapsUse the map controls to zoom, pan, and switch between map and satellite views. Drag to explore the neighbourhood.
Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $350/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 80 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.