$380,999 - 32 Ambrose Street, St. Catharines
Detached for Sale in St. Catharines
56 days on market- MLS Number
- X13038744
- Property Type
- Detached
- Status
- active
- Days on Site
- 56
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
Welcome to a home that perfectly blends character, comfort, and incredible potential! Nestled in a vibrant and sought-after St. Catharines neighbourhood, 32 Ambrose St is a fully fenced delightful detached bungalow that offers the privacy and freedom you've been dreaming of. Whether you are a first-time homebuyer looking to start your journey or a savvy investor seeking a high-value asset, this property is a true gem.This inviting home offers 2 comfortable bedrooms and a bright open layout filled with natural light, creating a warm and welcoming atmosphere. The main living and dining area flows seamlessly, making it perfect for both everyday living and hosting family and friends. The finished basement provides excellent additional living space and outstanding future potential, with the possibility to create an in law suite or income generating rental unit. Outside, you will enjoy a peaceful residential setting while still being close to everything you need. The location is a major highlight. You are within walking distance to the St. Catharines GO Station, near the prestigious Ridley College, and just minutes from parks, shopping plazas, schools, and daily amenities. Commuters will appreciate the quick 2 minute drive to Highways 406 and QEW, making travel throughout Niagara and the GTA simple and convenient. Whether you're looking to plant roots in a vibrant neighbourhood or add a high-potential property to your portfolio, this home offers a rare combination of immediate comfort and lasting value. [Shingles: 10 years old (approx.) , Furnace: New]
Estimate your monthly payments for this property
Estimated Payment
$1,954.72/mo
Includes CMHC insurance ($10,630)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
32 Ambrose Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $544/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 56 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.