$439,900 - 302 VINE Street Unit 48, St. Catharines
Condo for Sale in St. Catharines
69 days on market- MLS Number
- X12983410
- Property Type
- Condo
- Status
- active
- Days on Site
- 69
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,000 sqft
- Neighbourhood
- St. Catharines
- Locker
- None
- Exposure
- North
- Balcony
- None
- Listing Brokerage
- RE/MAX NIAGARA REALTY LTD, BROKERAGE
Welcome to 302 Vine Street Unit 48-a place where easy living meets everyday convenience in one of St. Catharines' most accessible locations. Whether you're stepping into homeownership for the first time, simplifying your lifestyle, or adding to your portfolio, this home just feels right. From the moment you walk in, you'll appreciate the bright, functional layout. The kitchen offers plenty of prep space and storage, making weeknight dinners simple and weekends easy to enjoy. The dining room is open to the living room with patio doors to the fenced-in yard. Upstairs, you'll find three comfortable bedrooms, giving you flexibility for family, guests, or a home office. The fully renovated second-floor bathroom is a standout feature-fresh, modern, and beautifully finished so you can move in without lifting a finger. The finished basement adds that extra space everyone is looking for-whether it's a rec room, play area, home gym, or a quiet place to unwind-complete with a convenient 2-piece bath.Step outside to your own fully fenced yard, a private little retreat where you can enjoy a morning coffee, let kids or pets play safely, or host summer BBQs. A dedicated parking space adds to the ease of everyday living. Set in a walkable, well-connected neighbourhood close to shopping, schools, parks, transit & easy access to the QEW, this is the kind of home that offers both comfort and convenience.Simple. Stylish. Move-in ready. Condo fee is $532 includes cable tv, internet, parking, exterior maintenance.
Estimate your monthly payments for this property
Estimated Payment
$2,256.92/mo
Includes CMHC insurance ($12,273)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
302 VINE Street Unit 48, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $440/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 69 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.