276 Oakdale Avenue Unit 408, St. Catharines

Price: $439,988

2 bedrooms, 1 bathrooms

900 sqft

Property Type: Condo

MLS#: X13146972

Welcome to this spacious 2-bedroom suite at The Fairways, offering an inclusive lifestyle where monthly fees cover heat, hydro, water, internet, cable, building insurance, common elements, and parking. The oversized living area is enhanced by a covered sunroom and offers flex space. The unit has a renovated bathroom with a shower tile surround. This fourth floor condo comes with an updated kitchen with a tile backsplash, ample counter space & cabinets. Secondary building includes a workshop area, car wash, and party room. Other amenities: Library, Gym, Observatory, Billiards room & Plenty of Visitor parking.

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$439,988 - 276 Oakdale Avenue Unit 408, St. Catharines

Condo for Sale in St. Catharines

2Beds
1Baths
900Sq Ft
Condo
Property Details
MLS Number
X13146972
Property Type
Condo
Status
active
Days on Site
30
Bedrooms
2
Bathrooms
1
Square Feet
900 sqft
Neighbourhood
St. Catharines
Locker
Owned
Exposure
East
Balcony
Enclosed
Listing Brokerage
EVEREST REALTY LTD.
Description

Welcome to this spacious 2-bedroom suite at The Fairways, offering an inclusive lifestyle where monthly fees cover heat, hydro, water, internet, cable, building insurance, common elements, and parking. The oversized living area is enhanced by a covered sunroom and offers flex space. The unit has a renovated bathroom with a shower tile surround. This fourth floor condo comes with an updated kitchen with a tile backsplash, ample counter space & cabinets. Secondary building includes a workshop area, car wash, and party room. Other amenities: Library, Gym, Observatory, Billiards room & Plenty of Visitor parking.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,257.37/mo

Includes CMHC insurance ($12,276)

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5-yr fixed avg.

Principal: $395,989Interest: $268,945
Mortgage Amount$408,265
Total Interest$268,945
Est. Property Tax$312/mo
Total Cost$677,210

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

276 Oakdale Avenue Unit 408, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,280/mo
Range: $1,938 - $2,622
Cap Rate (ROI)
3.5%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,280
Maintenance Fees-$585
Property Tax (est.)-$312
Insurance (est.)-$92
Net Cash Flow+$1,291

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $489/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 30 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Efficient Living

At 900 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    276 Oakdale Avenue Unit 408 | $439,988 | Battaglia Team