26 Wellington Street Unit 106, St. Catharines

Price: $385,000

2 bedrooms, 2 bathrooms

1,000 sqft

Property Type: Condo

MLS#: X13068566

Welcome to comfortable and convenient condo living in this well-designed 2-bedroom, 2-bathroom main-floor unit, offering easy access and a functional layout ideal for a variety of lifestyles. Step into the bright open-concept kitchen and living area, perfect for both everyday living and entertaining. Sliding doors lead to a ground-level patio space, providing a great spot to enjoy fresh air and easy outdoor access. The spacious primary bedroom features a 5-piece ensuite, offering added comfort and privacy, while the second 3-piece bathroom is conveniently located for guests or additional household members. Located within walking distance to downtown, this home provides excellent access to shops, restaurants, services, and everyday amenities. An added bonus is the owned hot water on demand system, helping improve efficiency while avoiding rental fees often found in comparable units.Whether you're a first-time buyer, downsizing, or looking for a low-maintenance investment opportunity, this thoughtfully laid-out main-floor condo is a fantastic option in a convenient location.

26 Wellington Street Unit 106 - Condo photo 1 of 19 in St. Catharines, Ontario
26 Wellington Street Unit 106 - Condo photo 2 of 19 in St. Catharines, Ontario
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26 Wellington Street Unit 106 - Condo photo 4 of 19 in St. Catharines, Ontario
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26 Wellington Street Unit 106 - Condo photo 6 of 19 in St. Catharines, Ontario
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26 Wellington Street Unit 106 - Condo photo 8 of 19 in St. Catharines, Ontario
26 Wellington Street Unit 106 - Condo photo 9 of 19 in St. Catharines, Ontario
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$385,000 - 26 Wellington Street Unit 106, St. Catharines

Condo for Sale in St. Catharines

48 days on market
2Beds
2Baths
1,000Sq Ft
Condo
Property Details
MLS Number
X13068566
Property Type
Condo
Status
active
Days on Site
48
Bedrooms
2
Bathrooms
2
Square Feet
1,000 sqft
Neighbourhood
St. Catharines
Locker
Exclusive
Exposure
East
Balcony
None
Listing Brokerage
PEAK GROUP REALTY LTD.
Description

Welcome to comfortable and convenient condo living in this well-designed 2-bedroom, 2-bathroom main-floor unit, offering easy access and a functional layout ideal for a variety of lifestyles. Step into the bright open-concept kitchen and living area, perfect for both everyday living and entertaining. Sliding doors lead to a ground-level patio space, providing a great spot to enjoy fresh air and easy outdoor access. The spacious primary bedroom features a 5-piece ensuite, offering added comfort and privacy, while the second 3-piece bathroom is conveniently located for guests or additional household members. Located within walking distance to downtown, this home provides excellent access to shops, restaurants, services, and everyday amenities. An added bonus is the owned hot water on demand system, helping improve efficiency while avoiding rental fees often found in comparable units.Whether you're a first-time buyer, downsizing, or looking for a low-maintenance investment opportunity, this thoughtfully laid-out main-floor condo is a fantastic option in a convenient location.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$1,975.25/mo

Includes CMHC insurance ($10,742)

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5-yr fixed avg.

Principal: $346,500Interest: $235,333
Mortgage Amount$357,242
Total Interest$235,333
Est. Property Tax$273/mo
Total Cost$592,575

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

26 Wellington Street Unit 106, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,360/mo
Range: $2,006 - $2,714
Cap Rate (ROI)
4.2%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,360
Maintenance Fees-$650
Property Tax (est.)-$273
Insurance (est.)-$80
Net Cash Flow+$1,357

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $385/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 48 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    26 Wellington Street Unit 106 | $385,000 | Battaglia Team