162 Dufferin Street, St. Catharines

Price: $399,000

5 bedrooms, 2 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X13056326

Attention renovators, investors, and handy buyers! Loaded with potential and awaiting a new vision and some TLC, this spacious 1,900 sq. ft. two-storey home offers an excellent opportunity to restore and customize to your taste. Featuring 5 bedrooms and 2 bathrooms, the home includes a functional layout with a main floor bedroom and 3-piece bath, spacious living room, formal dining room, and an eat-in kitchen with laundry facilities. Hardwood flooring, copper plumbing, a 200 amp breaker panel, forced air gas heating and central air, central vac and plenty of storage add to the home's value and possibilities. The second floor offers a huge layout with 4 generously sized bedrooms and a 4-piece bathroom, ideal for a large family or future investment potential. Outside, the property features a deep 150-foot lot, private concrete drive with tandem parking for 4 vehicles, a 20' x 24' detached garage with oversized door, room for 2 cars and hydro, plus an 18-foot greenhouse with hydro. Backyard wood deck with pergola and ample outdoor space for gardening or entertaining. Situated in a convenient downtown St. Catharines neighbourhood directly across from Harriet Tubman Public School, this central location offers close proximity to shopping, restaurants, parks, public transit, Catherine Street Park, and easy QEW access. The area is known for its mix of character homes, long-time residents, and ongoing revitalization throughout the surrounding community. An excellent opportunity for investors, renovators, or a large family ready to create and make this property their own. Property is being sold in "AS IS, WHERE IS" condition.

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$399,000 - 162 Dufferin Street, St. Catharines

Detached for Sale in St. Catharines

50 days on market
5Beds
2Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X13056326
Property Type
Detached
Status
active
Days on Site
50
Bedrooms
5
Bathrooms
2
Square Feet
1,500 - 1,999 sqft
Neighbourhood
St. Catharines
Listing Brokerage
BOLDT REALTY INC., BROKERAGE
Description

Attention renovators, investors, and handy buyers! Loaded with potential and awaiting a new vision and some TLC, this spacious 1,900 sq. ft. two-storey home offers an excellent opportunity to restore and customize to your taste. Featuring 5 bedrooms and 2 bathrooms, the home includes a functional layout with a main floor bedroom and 3-piece bath, spacious living room, formal dining room, and an eat-in kitchen with laundry facilities. Hardwood flooring, copper plumbing, a 200 amp breaker panel, forced air gas heating and central air, central vac and plenty of storage add to the home's value and possibilities. The second floor offers a huge layout with 4 generously sized bedrooms and a 4-piece bathroom, ideal for a large family or future investment potential. Outside, the property features a deep 150-foot lot, private concrete drive with tandem parking for 4 vehicles, a 20' x 24' detached garage with oversized door, room for 2 cars and hydro, plus an 18-foot greenhouse with hydro. Backyard wood deck with pergola and ample outdoor space for gardening or entertaining. Situated in a convenient downtown St. Catharines neighbourhood directly across from Harriet Tubman Public School, this central location offers close proximity to shopping, restaurants, parks, public transit, Catherine Street Park, and easy QEW access. The area is known for its mix of character homes, long-time residents, and ongoing revitalization throughout the surrounding community. An excellent opportunity for investors, renovators, or a large family ready to create and make this property their own. Property is being sold in "AS IS, WHERE IS" condition.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,047.08/mo

Includes CMHC insurance ($11,132)

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5%10%50%

5-yr fixed avg.

Principal: $359,100Interest: $243,891
Mortgage Amount$370,232
Total Interest$243,891
Est. Property Tax$283/mo
Total Cost$614,123

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

162 Dufferin Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,600/mo
Range: $3,060 - $4,140
Cap Rate (ROI)
9.7%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$3,600
Maintenance Fees-$0
Property Tax (est.)-$283
Insurance (est.)-$83
Net Cash Flow+$3,234

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $266/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 50 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    162 Dufferin Street, St. Catharines | $399,000 | Battaglia Team