25 Bessey Street, St. Catharines

Price: $499,999

4 bedrooms, 2 bathrooms

1,500 - 1,999 sqft

Property Type: Multi-Family

MLS#: X13420694

Welcome to 25 Bessey Street! This turnkey, fully legal duplex in the heart of St. Catharines presents an incredible opportunity for savvy investors or buyers looking to "house-hack." Both units feature a highly functional, tenant-preferred 2-bedroom, 1-bathroom layout. Designed for maximum privacy and low-maintenance landlord management, the property boasts separate hydro meters (meaning tenants pay their own electricity!) and independent, private laundry facilities in each unit. The main floor enjoys its own front door access, while the upper unit features a fully separate, private walk-up entrance from the rear. Tucked away on a quiet, family-friendly street with a peaceful backyard and 2 dedicated parking spaces, you truly get the best of both worlds. The location is unbeatable - just 2 minutes from the QEW and Hwy 406, offering a direct, easy commute to Brock University and Niagara College (a total goldmine for student rentals). Plus, you're just steps from top-rated schools, beautiful local parks, Fairview Mall, grocery stores, and major shopping hubs. Whether you want to add a high-yield asset to your portfolio or move into one unit and let the helper suite drastically cut down your monthly mortgage, this property is a guaranteed winner. Both units are completely ready to start generating income on day one!

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New Listing
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$499,999 - 25 Bessey Street, St. Catharines

Multi-Family for Sale in St. Catharines

New — Listed 4 days ago
4Beds
2Baths
1,500 - 1,999Sq Ft
Multi-Family
Property Details
MLS Number
X13420694
Property Type
Multi-Family
Status
active
Days on Site
4
Bedrooms
4
Bathrooms
2
Square Feet
1,500 - 1,999 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX HENDRIKS TEAM REALTY
Description

Welcome to 25 Bessey Street! This turnkey, fully legal duplex in the heart of St. Catharines presents an incredible opportunity for savvy investors or buyers looking to "house-hack." Both units feature a highly functional, tenant-preferred 2-bedroom, 1-bathroom layout. Designed for maximum privacy and low-maintenance landlord management, the property boasts separate hydro meters (meaning tenants pay their own electricity!) and independent, private laundry facilities in each unit. The main floor enjoys its own front door access, while the upper unit features a fully separate, private walk-up entrance from the rear. Tucked away on a quiet, family-friendly street with a peaceful backyard and 2 dedicated parking spaces, you truly get the best of both worlds. The location is unbeatable - just 2 minutes from the QEW and Hwy 406, offering a direct, easy commute to Brock University and Niagara College (a total goldmine for student rentals). Plus, you're just steps from top-rated schools, beautiful local parks, Fairview Mall, grocery stores, and major shopping hubs. Whether you want to add a high-yield asset to your portfolio or move into one unit and let the helper suite drastically cut down your monthly mortgage, this property is a guaranteed winner. Both units are completely ready to start generating income on day one!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,565.25/mo

Includes CMHC insurance ($13,950)

$
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5%10%50%

5-yr fixed avg.

Principal: $449,999Interest: $305,627
Mortgage Amount$463,949
Total Interest$305,627
Est. Property Tax$354/mo
Total Cost$769,576

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

25 Bessey Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
6.6%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$354
Insurance (est.)-$104
Net Cash Flow+$2,742

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $333/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    25 Bessey Street, St. Catharines — $499,999 | Battaglia Team