412 Welland Avenue, St. Catharines

Price: $459,900

5 bedrooms, 3 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13446426

Don't judge a book by its cover, looks can be deceiving! You will be pleasantly surprised by the space this home has to offer. Incredible value for a first time home buyer or those looking to invest. This beautifully renovated 4+1 bedroom, 2+1 bathroom, 1.5-storey home in the heart of St. Catharines. Fully renovated from top to bottom, this home offers the perfect blend of modern upgrades and original charm.The bright living room features a large front window that fills the space with natural light, complemented by fresh paint and pot lights throughout. Every room has been updated, including all bedrooms and bathrooms, making this home completely move-in ready.The fully renovated kitchen is both stylish and functional, featuring brand new wood countertops, modern white cabinetry, updated appliances, and a beautiful sliding barn door leading to a spacious pantry. The main floor offers two bedrooms, including a spacious primary bedroom with sliding doors that walk out to the back deck overlooking the deep backyard. A renovated 3-piece bathroom completes the main level. Upstairs features two additional bedrooms with large windows and a fully renovated 3-piece bathroom with modern finishes.The fully finished basement could act as an in-law suite offering a cozy living area, updated kitchenette, an additional bedroom, and a renovated 3-piece bathroom-ideal for extended family or guests. The basement has also been used as a successful Airbnb, generating additional income. Outside, enjoy the large deck and the deep backyard, perfect for entertaining or relaxing or kids and pets to roam and play. A large shed provides additional storage.With renovations completed throughout, this property offers the comfort and feel of a fully refreshed home while maintaining its original charm, and the potential to earn extra income with the in-law suite. Fantastic opportunity in a convenient St. Catharines location.

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active
New Listing
1/30

$459,900 - 412 Welland Avenue, St. Catharines

Detached for Sale in St. Catharines

New — Listed 3 days ago
5Beds
3Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13446426
Property Type
Detached
Status
active
Days on Site
3
Bedrooms
5
Bathrooms
3
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX NIAGARA REALTY LTD, BROKERAGE
Description

Don't judge a book by its cover, looks can be deceiving! You will be pleasantly surprised by the space this home has to offer. Incredible value for a first time home buyer or those looking to invest. This beautifully renovated 4+1 bedroom, 2+1 bathroom, 1.5-storey home in the heart of St. Catharines. Fully renovated from top to bottom, this home offers the perfect blend of modern upgrades and original charm.The bright living room features a large front window that fills the space with natural light, complemented by fresh paint and pot lights throughout. Every room has been updated, including all bedrooms and bathrooms, making this home completely move-in ready.The fully renovated kitchen is both stylish and functional, featuring brand new wood countertops, modern white cabinetry, updated appliances, and a beautiful sliding barn door leading to a spacious pantry. The main floor offers two bedrooms, including a spacious primary bedroom with sliding doors that walk out to the back deck overlooking the deep backyard. A renovated 3-piece bathroom completes the main level. Upstairs features two additional bedrooms with large windows and a fully renovated 3-piece bathroom with modern finishes.The fully finished basement could act as an in-law suite offering a cozy living area, updated kitchenette, an additional bedroom, and a renovated 3-piece bathroom-ideal for extended family or guests. The basement has also been used as a successful Airbnb, generating additional income. Outside, enjoy the large deck and the deep backyard, perfect for entertaining or relaxing or kids and pets to roam and play. A large shed provides additional storage.With renovations completed throughout, this property offers the comfort and feel of a fully refreshed home while maintaining its original charm, and the potential to earn extra income with the in-law suite. Fantastic opportunity in a convenient St. Catharines location.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,359.53/mo

Includes CMHC insurance ($12,831)

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5-yr fixed avg.

Principal: $413,910Interest: $281,116
Mortgage Amount$426,741
Total Interest$281,116
Est. Property Tax$326/mo
Total Cost$707,858

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

412 Welland Avenue, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,600/mo
Range: $3,060 - $4,140
Cap Rate (ROI)
8.3%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$3,600
Maintenance Fees-$0
Property Tax (est.)-$326
Insurance (est.)-$96
Net Cash Flow+$3,178

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $418/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    412 Welland Avenue, St. Catharines | $459,900 | Battaglia Team