15 Chestnut Street, St. Catharines

Price: $399,000

4 bedrooms, 1 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13078124

Step into 15 Chestnut Street E, an excellent opportunity for both first-time buyers and investors. This beautifully renovated two-storey detached home blends modern updates with everyday comfort. Featuring four bedrooms and one bathroom, the home offers professionally installed flooring throughout the main and second levels, a bright and inviting sunroom, and a fully updated kitchen and bath. The spacious living area is ideal for entertaining, while large windows fill the home with natural light. A long driveway provides plenty of parking, perfect for hosting family and guests. Conveniently located just minutes from Brock University, Niagara College, the Pen Centre, the QEW, and Highway 406, this property offers both lifestyle and accessibility.

15 Chestnut Street - Detached photo 1 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 2 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 3 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 4 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 5 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 6 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 7 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 8 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 9 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 10 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 11 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 12 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 13 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 14 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 15 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 16 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 17 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 18 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 19 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 20 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 21 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 22 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 23 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 24 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 25 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 26 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 27 of 28 in St. Catharines, Ontario
15 Chestnut Street - Detached photo 28 of 28 in St. Catharines, Ontario
active
1/28

$399,000 - 15 Chestnut Street, St. Catharines

Detached for Sale in St. Catharines

45 days on market
4Beds
1Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13078124
Property Type
Detached
Status
active
Days on Site
45
Bedrooms
4
Bathrooms
1
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
REALTY EXECUTIVES PLUS LTD, BROKERAGE
Description

Step into 15 Chestnut Street E, an excellent opportunity for both first-time buyers and investors. This beautifully renovated two-storey detached home blends modern updates with everyday comfort. Featuring four bedrooms and one bathroom, the home offers professionally installed flooring throughout the main and second levels, a bright and inviting sunroom, and a fully updated kitchen and bath. The spacious living area is ideal for entertaining, while large windows fill the home with natural light. A long driveway provides plenty of parking, perfect for hosting family and guests. Conveniently located just minutes from Brock University, Niagara College, the Pen Centre, the QEW, and Highway 406, this property offers both lifestyle and accessibility.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,047.08/mo

Includes CMHC insurance ($11,132)

$
$
5%10%50%

5-yr fixed avg.

Principal: $359,100Interest: $243,891
Mortgage Amount$370,232
Total Interest$243,891
Est. Property Tax$283/mo
Total Cost$614,123

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

Ready to get pre-approved?

Know your exact budget before you start house hunting.

Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

15 Chestnut Street, St. Catharines

Open in Google Maps

Use the map controls to zoom, pan, and switch between map and satellite views. Drag to explore the neighbourhood.

Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
8.5%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$283
Insurance (est.)-$83
Net Cash Flow+$2,834

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $363/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 45 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

Similar Properties Nearby

Active listings in St. Catharines with similar features

Search
Log in
    15 Chestnut Street, St. Catharines | $399,000 | Battaglia Team