11 Lincoln Avenue, St. Catharines

Price: $389,999

4 bedrooms, 1 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13134032

Whether you're purchasing your first home, looking to downsize, or searching for a turnkey investment opportunity, 11 Lincoln Ave, St. Catharines offers the perfect blend of functionality, charm, and long-term value. Situated on an oversized corner lot, this one-and-a-half-storey home features two spacious bedrooms on the main floor, along with two additional bedrooms upstairs, providing flexible living arrangements for families, guests, or an office space. The home also offers a recently renovated bathroom, a fully detached garage, and the convenience of two separate driveways. Perfectly suited for both relaxing evenings at home and entertaining friends and family during the warmer months, this property is located in a central St. Catharines neighbourhood with quick and convenient access to shopping, schools, parks, transit, and all the major amenities Niagara has to offer. Whether you're looking for a place to call home or an excellent addition to your investment portfolio, this property delivers exceptional potential and versatility.

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$389,999 - 11 Lincoln Avenue, St. Catharines

Detached for Sale in St. Catharines

34 days on market
4Beds
1Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13134032
Property Type
Detached
Status
active
Days on Site
34
Bedrooms
4
Bathrooms
1
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Description

Whether you're purchasing your first home, looking to downsize, or searching for a turnkey investment opportunity, 11 Lincoln Ave, St. Catharines offers the perfect blend of functionality, charm, and long-term value. Situated on an oversized corner lot, this one-and-a-half-storey home features two spacious bedrooms on the main floor, along with two additional bedrooms upstairs, providing flexible living arrangements for families, guests, or an office space. The home also offers a recently renovated bathroom, a fully detached garage, and the convenience of two separate driveways. Perfectly suited for both relaxing evenings at home and entertaining friends and family during the warmer months, this property is located in a central St. Catharines neighbourhood with quick and convenient access to shopping, schools, parks, transit, and all the major amenities Niagara has to offer. Whether you're looking for a place to call home or an excellent addition to your investment portfolio, this property delivers exceptional potential and versatility.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,000.90/mo

Includes CMHC insurance ($10,881)

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5-yr fixed avg.

Principal: $350,999Interest: $238,389
Mortgage Amount$361,880
Total Interest$238,389
Est. Property Tax$276/mo
Total Cost$600,269

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

11 Lincoln Avenue, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
8.7%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$276
Insurance (est.)-$81
Net Cash Flow+$2,843

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $355/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 34 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    11 Lincoln Avenue, St. Catharines | $389,999 | Battaglia Team