99 Page Street, St. Catharines

Price: $499,000

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Multi-Family

MLS#: X13137826

Attention investors and savvy buyers-this legal duplex offers an excellent income opportunity in a convenient commuter-friendly location. Set on a property with a massive 165' deep backyard, this charming century home blends timeless character with thoughtful updates. The main floor features a bright white kitchen with quartz countertops and backsplash, plus an updated bathroom with a classic clawfoot tub. Both units include separate in-suite laundry, and the freshly painted second-floor apartment is move-in ready. Main floor unit is rented to great tenants. Tandem parking for up to 3 vehicles plus additional street parking available outside winter months. Located less than 2 minutes to the QEW and just a short distance to the downtown core, shopping, and amenities. A solid opportunity for investors or buyers looking for a property with income potential and lasting character.

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$499,000 - 99 Page Street, St. Catharines

Multi-Family for Sale in St. Catharines

34 days on market
4Beds
2Baths
1,100 - 1,499Sq Ft
Multi-Family
Property Details
MLS Number
X13137826
Property Type
Multi-Family
Status
active
Days on Site
34
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Description

Attention investors and savvy buyers-this legal duplex offers an excellent income opportunity in a convenient commuter-friendly location. Set on a property with a massive 165' deep backyard, this charming century home blends timeless character with thoughtful updates. The main floor features a bright white kitchen with quartz countertops and backsplash, plus an updated bathroom with a classic clawfoot tub. Both units include separate in-suite laundry, and the freshly painted second-floor apartment is move-in ready. Main floor unit is rented to great tenants. Tandem parking for up to 3 vehicles plus additional street parking available outside winter months. Located less than 2 minutes to the QEW and just a short distance to the downtown core, shopping, and amenities. A solid opportunity for investors or buyers looking for a property with income potential and lasting character.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,560.13/mo

Includes CMHC insurance ($13,922)

$
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5%10%50%

5-yr fixed avg.

Principal: $449,100Interest: $305,016
Mortgage Amount$463,022
Total Interest$305,016
Est. Property Tax$353/mo
Total Cost$768,039

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

99 Page Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
6.6%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$353
Insurance (est.)-$104
Net Cash Flow+$2,743

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $454/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 34 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    99 Page Street, St. Catharines | $499,000 | Battaglia Team