92 Dufferin Street, St. Catharines

Price: $493,000

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13146544

Located in a quiet pocket just minutes from downtown St. Catharines, this character-filled home offers exceptional value with parking that is nearly impossible to find in this neighbourhood. Featuring 3+1 bedrooms, 2 bathrooms, upstairs bathroom has heated flooring and the living space of the home is flexible throughout, this property is ideal for families, hobbyists, or buyers needing extra room to work, create, or entertain.The private driveway accommodates up to three vehicles, complemented by an additional shared driveway space and a large L-shaped garage with room for parking plus a workshop, gym, games room, studio, or extra storage. The separate basement entrance adds versatility for recreation space, guests, or work-from-home potential.Step outside to enjoy the fully fenced backyard complete with a wood-burning pizza oven - perfect for entertaining family and friends or relaxing evenings at home.Offering rare parking capacity, functional bonus space, and an unbeatable central location close to restaurants, shopping, parks, and amenities, this home stands out as an incredible opportunity for buyers looking to maximize value without compromising on space or flexibility.

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$493,000 - 92 Dufferin Street, St. Catharines

Detached for Sale in St. Catharines

31 days on market
3Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13146544
Property Type
Detached
Status
active
Days on Site
31
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
ROYAL LEPAGE NRC REALTY
Description

Located in a quiet pocket just minutes from downtown St. Catharines, this character-filled home offers exceptional value with parking that is nearly impossible to find in this neighbourhood. Featuring 3+1 bedrooms, 2 bathrooms, upstairs bathroom has heated flooring and the living space of the home is flexible throughout, this property is ideal for families, hobbyists, or buyers needing extra room to work, create, or entertain.The private driveway accommodates up to three vehicles, complemented by an additional shared driveway space and a large L-shaped garage with room for parking plus a workshop, gym, games room, studio, or extra storage. The separate basement entrance adds versatility for recreation space, guests, or work-from-home potential.Step outside to enjoy the fully fenced backyard complete with a wood-burning pizza oven - perfect for entertaining family and friends or relaxing evenings at home.Offering rare parking capacity, functional bonus space, and an unbeatable central location close to restaurants, shopping, parks, and amenities, this home stands out as an incredible opportunity for buyers looking to maximize value without compromising on space or flexibility.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,529.35/mo

Includes CMHC insurance ($13,755)

$
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5%10%50%

5-yr fixed avg.

Principal: $443,700Interest: $301,349
Mortgage Amount$457,455
Total Interest$301,349
Est. Property Tax$349/mo
Total Cost$758,804

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

92 Dufferin Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
5.7%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$349
Insurance (est.)-$103
Net Cash Flow+$2,348

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $448/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 31 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    92 Dufferin Street, St. Catharines | $493,000 | Battaglia Team