9 Gavin Drive, St. Catharines

Price: $549,000

4 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X12330520

THIS WELL MAINTAINED 4 (3+1) BEDROOM,FEATURES 2 FULL BATH BUNGALOW IS NESTLED in a picturesque and HIGHLY DESIRABLE TREE-LINED STREET, IN A SOUGHT AFTER NEIGHBORHOOD, THIS HOUSE SITS ON A WIDE LOT WITH EXTRA LONG DRIVE WAY ALLOWING FOR A LOT OF PARKING ROOM. ADDITIONALLY THERE IS A LARGE DETACHED GARAGE AND A BEAUTIFUL SUN-ROOM. This house boast refinished HARDWOOD FLOORS, fully finished basement and large windows. THE ROOF IS NEWLY REPLACED, CENTRALLY LOCATED WITH EASY ACCESS TO MAJOR HIGHWAY, RESTAURANTS, PARKS, SCHOOLS AND SHOPPING CENTRES.

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$549,000 - 9 Gavin Drive, St. Catharines

Detached for Sale in St. Catharines

107 days on market
4Beds
2Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
X12330520
Property Type
Detached
Status
active
Days on Site
107
Bedrooms
4
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX ESCARPMENT REALTY INC.
Description

THIS WELL MAINTAINED 4 (3+1) BEDROOM,FEATURES 2 FULL BATH BUNGALOW IS NESTLED in a picturesque and HIGHLY DESIRABLE TREE-LINED STREET, IN A SOUGHT AFTER NEIGHBORHOOD, THIS HOUSE SITS ON A WIDE LOT WITH EXTRA LONG DRIVE WAY ALLOWING FOR A LOT OF PARKING ROOM. ADDITIONALLY THERE IS A LARGE DETACHED GARAGE AND A BEAUTIFUL SUN-ROOM. This house boast refinished HARDWOOD FLOORS, fully finished basement and large windows. THE ROOF IS NEWLY REPLACED, CENTRALLY LOCATED WITH EASY ACCESS TO MAJOR HIGHWAY, RESTAURANTS, PARKS, SCHOOLS AND SHOPPING CENTRES.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,816.65/mo

Includes CMHC insurance ($15,317)

$
$
5%10%50%

5-yr fixed avg.

Principal: $494,100Interest: $335,579
Mortgage Amount$509,417
Total Interest$335,579
Est. Property Tax$389/mo
Total Cost$844,996

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

9 Gavin Drive, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
5.9%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$389
Insurance (est.)-$114
Net Cash Flow+$2,697

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $784/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 107 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,288 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    9 Gavin Drive, St. Catharines | $549,000 | Battaglia Team