9 Admiral Road, St. Catharines

Price: $589,000

3 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13015218

Welcome to 9 Admiral Road a charming home renovated from top to bottom. This 3 bedroom, 2 bath home sits on a spacious 50' X 120' lot. The front door reveals the all new sun filled kitchen with quartz counters and Kitchenaid appliances. The new kitchen cabinets features pot drawers, cutlery drawers and a pull out waste bin. Look across the counter to a sun filled living room with 8 LED pot lights. Through the hall is the master bedroom and the stairs leading to 2 more spacious bedroom on the second floor. The main floor bathroom has been recently renovated with a new 36' vanity and quartz counter and an LED heated mirror. The back hall is flooded by light from the new back door. Turn left down the stairs and you enter the fully insulated basement a with an all new 3 piece bath and mechanical room with a new 200 amp electric panel and state of the art plumbing. The basement is open for all possibilities with 3 above ground egress window that offer a surprising amount of light and the possibility for 2 additional bedrooms. The basement has new electric wiring and a plumbing rough in for a future kitchen sink. The basement begs for an in law suite or rental income. Come and take a look today!

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$589,000 - 9 Admiral Road, St. Catharines

Detached for Sale in St. Catharines

62 days on market
3Beds
2Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
X13015218
Property Type
Detached
Status
active
Days on Site
62
Bedrooms
3
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
St. Catharines
Listing Brokerage
INTERNATIONAL REALTY FIRM, INC.
Description

Welcome to 9 Admiral Road a charming home renovated from top to bottom. This 3 bedroom, 2 bath home sits on a spacious 50' X 120' lot. The front door reveals the all new sun filled kitchen with quartz counters and Kitchenaid appliances. The new kitchen cabinets features pot drawers, cutlery drawers and a pull out waste bin. Look across the counter to a sun filled living room with 8 LED pot lights. Through the hall is the master bedroom and the stairs leading to 2 more spacious bedroom on the second floor. The main floor bathroom has been recently renovated with a new 36' vanity and quartz counter and an LED heated mirror. The back hall is flooded by light from the new back door. Turn left down the stairs and you enter the fully insulated basement a with an all new 3 piece bath and mechanical room with a new 200 amp electric panel and state of the art plumbing. The basement is open for all possibilities with 3 above ground egress window that offer a surprising amount of light and the possibility for 2 additional bedrooms. The basement has new electric wiring and a plumbing rough in for a future kitchen sink. The basement begs for an in law suite or rental income. Come and take a look today!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,021.88/mo

Includes CMHC insurance ($16,433)

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5-yr fixed avg.

Principal: $530,100Interest: $360,029
Mortgage Amount$546,533
Total Interest$360,029
Est. Property Tax$417/mo
Total Cost$906,563

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

9 Admiral Road, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
4.6%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$417
Insurance (est.)-$123
Net Cash Flow+$2,260

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $841/sqft, this property is priced in line with current St. Catharines market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Negotiation Opportunity

At 62 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,454 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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