85 Westgate Park Drive, St. Catharines

Price: $1,175,000

3 bedrooms, 4 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X13017810

Discover an exceptional waterfront opportunity in the North end of St. Catharines, offering views of Lake Ontario and direct access to parkland. This custom-built home has been lovingly cared for by the same family since new and sits in one of St. Catharines' most desirable neighbourhoods. The property welcomes you with an expansive interlock driveway featuring two separate entrances and a convenient wraparound layout. Inside, the main floor offers approximately 2,000 sq ft of finished living space above grade. The main floor includes a convenient kitchen, formal dining room and a spacious family room highlighted by a wood-burning fireplace and large windows with lake views. Rich wood finishes and solid hardwood floors add warmth and character throughout. The upper level features three bedrooms with the primary having a private ensuite. Two additional bedrooms share a four-piece bath. A two-piece bathroom plus direct access to the oversized garage will also be found off the back hall. The lower level is accessible from both the front and rear of the home which offers exceptional flexibility. An oversized rec-room filled with natural light allows for endless possibilities. A second rec-room leads to a unique entertainment space with a sunken hot tub, full sauna with shower and secondary wood-burning fireplace which can be easily adaptable as a fourth bedroom. A large laundry room with ample storage completes this level. Outside the backyard is the true highlight, offering lake views and seamless access to the park behind. From here, enjoy a scenic walk along the waterfront trail straight into Port Dalhousie. With schools, coffee shops, grocery stores and the Niagara-on-the-Lake wine region just minutes away, is what makes this home's location the perfect fit. This rare opportunity offers the flexibility to move in and enjoy immediately or thoughtfully update to your personal style over time.

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$1,175,000 - 85 Westgate Park Drive, St. Catharines

Detached for Sale in St. Catharines

61 days on market
3Beds
4Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X13017810
Property Type
Detached
Status
active
Days on Site
61
Bedrooms
3
Bathrooms
4
Square Feet
1,500 - 1,999 sqft
Neighbourhood
St. Catharines
Lot Size
8,925 sqft
Listing Brokerage
RE/MAX HENDRIKS TEAM REALTY
Description

Discover an exceptional waterfront opportunity in the North end of St. Catharines, offering views of Lake Ontario and direct access to parkland. This custom-built home has been lovingly cared for by the same family since new and sits in one of St. Catharines' most desirable neighbourhoods. The property welcomes you with an expansive interlock driveway featuring two separate entrances and a convenient wraparound layout. Inside, the main floor offers approximately 2,000 sq ft of finished living space above grade. The main floor includes a convenient kitchen, formal dining room and a spacious family room highlighted by a wood-burning fireplace and large windows with lake views. Rich wood finishes and solid hardwood floors add warmth and character throughout. The upper level features three bedrooms with the primary having a private ensuite. Two additional bedrooms share a four-piece bath. A two-piece bathroom plus direct access to the oversized garage will also be found off the back hall. The lower level is accessible from both the front and rear of the home which offers exceptional flexibility. An oversized rec-room filled with natural light allows for endless possibilities. A second rec-room leads to a unique entertainment space with a sunken hot tub, full sauna with shower and secondary wood-burning fireplace which can be easily adaptable as a fourth bedroom. A large laundry room with ample storage completes this level. Outside the backyard is the true highlight, offering lake views and seamless access to the park behind. From here, enjoy a scenic walk along the waterfront trail straight into Port Dalhousie. With schools, coffee shops, grocery stores and the Niagara-on-the-Lake wine region just minutes away, is what makes this home's location the perfect fit. This rare opportunity offers the flexibility to move in and enjoy immediately or thoughtfully update to your personal style over time.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,197.42/mo

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5-yr fixed avg.

Principal: $940,000Interest: $619,226
Mortgage Amount$940,000
Total Interest$619,226
Est. Property Tax$832/mo
Total Cost$1,559,226

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

85 Westgate Park Drive, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
1.8%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$832
Insurance (est.)-$245
Net Cash Flow+$1,723

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $783/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 61 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,896 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    85 Westgate Park Drive, St. Catharines | $1,175,000 | Battaglia Team