$789,800 - 11 Peel Street, St. Catharines
Detached for Sale in St. Catharines
New — Listed 3 days ago- MLS Number
- X13451416
- Property Type
- Detached
- Status
- active
- Days on Site
- 3
- Bedrooms
- 2
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
Beautifully appointed bungalow steps away from Lake Ontario, located in Port Dalhousie's exclusive cottage district. Enter into the welcoming foyer and step into this custom home that showcases a spacious and bright open main floor plan starting with the show stopping chef's kitchen! Luxury Miele and Fisher Paykel built-in appliances with floor-to-ceiling custom cabinetry, French limestone floors with in-floor heating in the kitchen and centre island with sink, ideal for gathering around for all occasions! The same luxury French limestone floors flow seamlessly into the great room which is centred around a focal gas fireplace. Vaulted ceilings and strategically placed pot lights provide a soft, relaxing feel. Sliding doors opens to a new deck with custom railing, perfect for enjoying with friends and faces the lake side. The great room melds with formal dining area, making this open plan the perfect space to entertain in all occasions! The primary suite is serene and offers generous walk-in closet and stunning ensuite spa bath with jacuzzi soaker tub, stand alone glass shower with raindrop shower head and separate handheld attachments. This ensuite also enjoys the comfort of in-floor heating. Back in the bedroom, there is access to private outside deck that runs the width of the house and displays flowerbed, quiet bbq area and shed. The fully finished basement with family room is a great area to hang out or watch a movie on the huge wall-mounted TV. Gorgeous 3-piece bath with in-floor heating. So many built-ins on which to showcase your collectibles. Niagara is known as Wine Country - so for the discerning oenophile, a spacious wine cellar with plenty of space to store vintages! Kitchenette/laundry room makes this lower living space the perfect retreat. Office has a tasteful murphy bed to accommodate guests staying overnight. Plenty of storage w/ shelving in furnace room. Perfectly sized lot for retirement or weekend getaway. Walk to Lakeside Park. Close to QEW!
Estimate your monthly payments for this property
Estimated Payment
$4,052.08/mo
Includes CMHC insurance ($22,035)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
11 Peel Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $1128/sqft, this property is priced in line with current St. Catharines market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Just Listed - Act Strategically
This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,291 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.