83 HILLVIEW Road, St. Catharines

Price: $699,900

4 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Semi-Detached

MLS#: X13425426

Charming Semi-Detached Home with Income Potential and Peaceful Green Space ViewsThis beautifully upgraded semi-detached home offers the perfect blend of modern finishes, functional living space, and exceptional versatility. With thoughtful upgrades well above builder grade, this property stands out as a move-in ready gem ideal for growing families or savvy investors.Upstairs you'll find three spacious bedrooms and two bathrooms, providing comfortable living for the primary household. The main living areas showcase premium upgraded granite countertops throughout the kitchen and bathrooms, delivering a high-end feel and lasting durability.The fully finished basement features a private walk-out entrance, one additional bedroom, and a third bathroom, creating a completely separate and fully functional rental unit, with proper sound proofing. Whether you're looking for multi-generational living, in-law accommodation, or supplemental rental income, this lower level is ideally set up and ready to go.Outside, enjoy a fully fenced backyard that backs directly onto serene green space with no rear neighbours - a rare find that offers privacy and peaceful views. The front of the home features a sleek aggregate concrete double-wide driveway providing ample parking and excellent curb appeal.This turn-key home combines practical layout, quality upgrades, and outstanding location perks into one attractive package. Don't miss your opportunity to own this versatile and stylish semi-detached property.

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New Listing
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$699,900 - 83 HILLVIEW Road, St. Catharines

Semi-Detached for Sale in St. Catharines

New — Listed 3 days ago
4Beds
3Baths
1,500 - 1,999Sq Ft
Semi-Detached
Property Details
MLS Number
X13425426
Property Type
Semi-Detached
Status
active
Days on Site
3
Bedrooms
4
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
St. Catharines
Listing Brokerage
BOLDT REALTY INC., BROKERAGE
Description

Charming Semi-Detached Home with Income Potential and Peaceful Green Space ViewsThis beautifully upgraded semi-detached home offers the perfect blend of modern finishes, functional living space, and exceptional versatility. With thoughtful upgrades well above builder grade, this property stands out as a move-in ready gem ideal for growing families or savvy investors.Upstairs you'll find three spacious bedrooms and two bathrooms, providing comfortable living for the primary household. The main living areas showcase premium upgraded granite countertops throughout the kitchen and bathrooms, delivering a high-end feel and lasting durability.The fully finished basement features a private walk-out entrance, one additional bedroom, and a third bathroom, creating a completely separate and fully functional rental unit, with proper sound proofing. Whether you're looking for multi-generational living, in-law accommodation, or supplemental rental income, this lower level is ideally set up and ready to go.Outside, enjoy a fully fenced backyard that backs directly onto serene green space with no rear neighbours - a rare find that offers privacy and peaceful views. The front of the home features a sleek aggregate concrete double-wide driveway providing ample parking and excellent curb appeal.This turn-key home combines practical layout, quality upgrades, and outstanding location perks into one attractive package. Don't miss your opportunity to own this versatile and stylish semi-detached property.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,590.85/mo

Includes CMHC insurance ($19,527)

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5%10%50%

5-yr fixed avg.

Principal: $629,910Interest: $427,818
Mortgage Amount$649,437
Total Interest$427,818
Est. Property Tax$496/mo
Total Cost$1,077,255

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

83 HILLVIEW Road, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
4.4%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$496
Insurance (est.)-$146
Net Cash Flow+$2,558

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $467/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,916 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    83 HILLVIEW Road, St. Catharines — $699,900 | Battaglia Team