45 Royal Oak Drive, St. Catharines

Price: $889,900

5 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13433594

Big Corner Lot with " SWIMMING POOL ", Welcome to your stunning (( Fully Renovated )) New paint, Carpet Free Home at 45 Royal Oak Drive. Nestled on a beautiful tree-lined street, in the highly sought after quit neighborhood of Royal Henley Estates, this is a lovely raised bungalow with so much to offer. 5 Bedrooms, 2 Bathrooms, total living space of 1890 sqft and a backyard that was made for entertaining! enter the home with a large foyer with vaulted ceilings and a Spanish style archway leading upstairs. You also have garage access into the home to park 2 Cars. The main floor provides beautiful hardwood flooring, neutral color schemes and bright windows allowing for plenty of Natural light. The updated kitchen boasts plenty of upgraded counter and cupboard space, stylish backsplash tile, quality appliances and a convenient breakfast bar for the family to gather around. Down the hall you have 3 generous sized bedrooms and a large primary bathroom. Making your way downstairs, you have a sizeable rec room to enjoy! Showcasing a cozy wood burning fireplace, Across the hall is a large 4th bedroom or 5th bedroom, You can convert one bedroom in your office ((Work from home)) An excellent place to relax, play games with friends/family. Also located downstairs is a good size 3-piece bathroom and spacious laundry/utility room. Sitting on a corner lot with extra storage, lined with mature trees and cedars, you have Maximum Privacy throughout the inside/outside of the home. Enjoy those hot summer days lounging by the "Swimming Pool" and entertaining guests in your backyard Deck, Patio, Barbecue, . Quick and easy QEW access for commuters and just a short walk to Martindale Pond, Jaycee Park and Port Dalhousie. Properties like this don't last long! Must See today........

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New Listing
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$889,900 - 45 Royal Oak Drive, St. Catharines

Detached for Sale in St. Catharines

New — Listed 2 days ago
5Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13433594
Property Type
Detached
Status
active
Days on Site
2
Bedrooms
5
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX PRESIDENT REALTY
Description

Big Corner Lot with " SWIMMING POOL ", Welcome to your stunning (( Fully Renovated )) New paint, Carpet Free Home at 45 Royal Oak Drive. Nestled on a beautiful tree-lined street, in the highly sought after quit neighborhood of Royal Henley Estates, this is a lovely raised bungalow with so much to offer. 5 Bedrooms, 2 Bathrooms, total living space of 1890 sqft and a backyard that was made for entertaining! enter the home with a large foyer with vaulted ceilings and a Spanish style archway leading upstairs. You also have garage access into the home to park 2 Cars. The main floor provides beautiful hardwood flooring, neutral color schemes and bright windows allowing for plenty of Natural light. The updated kitchen boasts plenty of upgraded counter and cupboard space, stylish backsplash tile, quality appliances and a convenient breakfast bar for the family to gather around. Down the hall you have 3 generous sized bedrooms and a large primary bathroom. Making your way downstairs, you have a sizeable rec room to enjoy! Showcasing a cozy wood burning fireplace, Across the hall is a large 4th bedroom or 5th bedroom, You can convert one bedroom in your office ((Work from home)) An excellent place to relax, play games with friends/family. Also located downstairs is a good size 3-piece bathroom and spacious laundry/utility room. Sitting on a corner lot with extra storage, lined with mature trees and cedars, you have Maximum Privacy throughout the inside/outside of the home. Enjoy those hot summer days lounging by the "Swimming Pool" and entertaining guests in your backyard Deck, Patio, Barbecue, . Quick and easy QEW access for commuters and just a short walk to Martindale Pond, Jaycee Park and Port Dalhousie. Properties like this don't last long! Must See today........

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,565.65/mo

Includes CMHC insurance ($24,828)

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5-yr fixed avg.

Principal: $800,910Interest: $543,956
Mortgage Amount$825,738
Total Interest$543,956
Est. Property Tax$630/mo
Total Cost$1,369,694

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

45 Royal Oak Drive, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,600/mo
Range: $3,060 - $4,140
Cap Rate (ROI)
3.8%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,600
Maintenance Fees-$0
Property Tax (est.)-$630
Insurance (est.)-$185
Net Cash Flow+$2,785

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $809/sqft, this property is priced in line with current St. Catharines market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,708 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    45 Royal Oak Drive, St. Cathari… — $889,900 | Battaglia Team