$489,900 - 78 RUSSELL Avenue, St. Catharines
Detached for Sale in St. Catharines
72 days on market- MLS Number
- X12973706
- Property Type
- Detached
- Status
- active
- Days on Site
- 72
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
Welcome to 78 Russell Avenue! Located in the heart of St. Catharines, this attractive 2-storey home offers both comfort and convenience. As we walk up the steps, notice the spacious porch! Step inside to a bright and inviting living room, where the pot lights create a cozy and relaxing ambiance. Attractive laminate flooring runs throughout the home, offering both style and easy maintenance; perfect for kids and pets.The generous dining area provides ample space for family dinners and gatherings, with large windows allowing plenty of natural light to fill the space. Just off the dining room, the kitchen was updated in 2016 and features stainless steel appliances and a central island with seating for three-ideal for casual meals or morning coffee. Upstairs, a wooden staircase leads to three good-sized bedrooms, all with laminate flooring, along with a 4-piece bathroom. The basement offers additional living space, including a spacious recreation room, a 3-piece bathroom (basement updated in 2019), a large laundry room, and a furnace room. The basement is equipped with an electrical sump pump. Step outside to a fully fenced backyard; truly a gem in this downtown location and a safe haven for kids and pets. The fence has been partially replaced in 2026. Harriet Tubman Public School, Catherine Street Park, and the Carol Disher Leash-Free Dog Park are all just a short 4-minute walk away. ##visit the REALTOR website for further information about this Listing.##
Estimate your monthly payments for this property
Estimated Payment
$2,513.44/mo
Includes CMHC insurance ($13,668)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
78 RUSSELL Avenue, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $445/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 72 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.