$659,900 - 78 Meredith Drive, St. Catharines
Detached for Sale in St. Catharines
78 days on market- MLS Number
- X12952180
- Property Type
- Detached
- Status
- active
- Days on Site
- 78
- Bedrooms
- 3
- Bathrooms
- 3
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Looking for a great home for the growing family? Here it is! This completely finished 4 level side split sits on a fantastic 65ft x 150ft corner lot with an impressive 46ft x 16ft salt water inground pool with a diving board, new liner and pump in 2025. Imagine the summers playing with the kids and all your extended family in this massive pool plus the extra large yard to entertain and run. This very neat home has great curb appeal and is located near schools, park, transit, shopping and access to the QEW in minutes for that easy commute. The main floor features a very bright living room with a large bay window to watch the world go by. A separate dinning room for the family to gather and a nice eat in kitchen features a counter top stove and built in range with plenty of storage. The upper level features 3 bedrooms and a newly renovated 4 piece washroom that is sure to impress. Heading to the lower level there is a very nicely sized family room with large window, a gas fireplace with a mantel, 2 piece bath and some built in storage. The basement has a really cool separate shower room with the shower having glass doors. There are 2 rooms that can be used for many options including home office or storage plus a laundry/utility room to complete it . Some great bonuses to this home also has are a 5 car concrete drive , fully fenced yard with 2 sheds, fruit trees, cement patio with 10 x 14 ft gazebo, fire pit, covered patio, no rear neighbors, the Welland Canal only steps away to ride your bikes or just to watch the ships of the world go by. You are also a nice drive away from Lake Ontario or Niagara on the lake for some fine dining and fabulous wines. What a place to raise your family! Don't miss this one!
Estimate your monthly payments for this property
Estimated Payment
$3,385.63/mo
Includes CMHC insurance ($18,411)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
78 Meredith Drive, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $600/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 78 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,750 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.