$988,000 - 77 Yates Street Unit 405, St. Catharines
Condo for Sale in St. Catharines
103 days on market- MLS Number
- X12471534
- Property Type
- Condo
- Status
- active
- Days on Site
- 103
- Bedrooms
- 2
- Bathrooms
- 3
- Square Feet
- 1,600 sqft
- Neighbourhood
- St. Catharines
- Locker
- Owned
- Exposure
- West
- Balcony
- Terrace
- Listing Brokerage
- REVEL Realty Inc., Brokerage
Welcome to 77 Yates-Niagara's boutique address where sleek, contemporary design meets the charm & character of historic Yates Street. This limited-collection, 37-residence building rises just six storeys atop the 12-Mile Creek valley, offering a rare combination of privacy, nature and walkable downtown living. From here you're minutes to the FirstOntario Performing Arts Centre, the Meridian Centre, Ridley College, Montebello Park and the Farmers' Market - plus theatres, cafés, restaurants. Also, just a short drive to world-class wineries, golfing, shopping centres, around the corner from the Hospital, and not far from the US border...etc. Suite 405 is a spacious and undeniably stylish 2 bedroom & 3 bathroom luxury suite providing exceptionally airy ceiling heights and wall-to-wall windows that draw in natural light and frame tranquil treetop/valley neighbourhood vistas. The chef's kitchen anchors the home with refined cabinetry and an entertainer's island flowing into open living/dining-ideal for intimate dinners or weekend gatherings. A peaceful primary retreat features a spa-style ensuite, walk in closet, treetop views, and private access to the spacious outdoor terrace. A versatile second bedroom/den with another private ensuite and walk in closet supports enviable work-from-home set ups, family living, or overnight guests. A full in-suite laundry room with ample storage space keeps life simple and organized. Life at "Club 77" includes thoughtfully curated amenities-fitness studio, party/meeting lounge, rooftop/garden and community BBQs-plus elevator access, visitor parking and on-site storage. Your new home includes a parking space & large storage locker. The convenience of location is further amplified with effortless connection to the QEW/406 for commuting or weekend escapes.
Estimate your monthly payments for this property
Estimated Payment
$5,068.95/mo
Includes CMHC insurance ($27,565)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
77 Yates Street Unit 405, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $618/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 103 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,117 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.