$899,000 - 22 Ursula Avenue, St. Catharines
Detached for Sale in St. Catharines
New — Listed 2 days ago- MLS Number
- X13432216
- Property Type
- Detached
- Status
- active
- Days on Site
- 2
- Bedrooms
- 2
- Bathrooms
- 4
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- RIGHT AT HOME REALTY, BROKERAGE
Exceptional custom-built home located in a lovely, quiet neighbourhood close to all the amenities one could imagine including highway access, shops/major mall, schools, parks, restaurants and more. The home offers an impressive foyer into a large, open main floor with soaring high ceilings, a main floor bedroom and 3pc bathroom. The sitting area offers space for an office or lounge area while enjoying large windows that face the backyard. A beautiful, wide staircase leads you upstairs, where it's hard to miss the beautiful views from 6.5ft tall windows all around. This well-appointed home features a spacious layout including a bright, open concept kitchen, living and dining area, and a 2pc guest bathroom. The well-equipped kitchen features a built-in convection oven and microwave, ceramic stovetop with downward draft exhaust, bar sink and abundant cabinetry and counter space. The living room features a gas fireplace and views as far as the eyes can see. There is a balcony off the dining area with natural gas hookup for a BBQ and for enjoying lake and treetop views - On clear days, you can see as far as the iconic Toronto skyline. The generously sized primary bedroom retreat has French doors, a 4pc ensuite bathroom with jacuzzi tub and skylight, a Juliette balcony, and a walk-in closet. It doesn't end there, stairs lead up to an extra loft space with incredible views from a height - make this your own space: a lounge area, yoga spot, meditation area or reading nook - let the view inspire you! The finished basement provides additional living space with a large recreation room, 3pc bathroom, and a breakfast area which includes sink, fridge, and countertop with cabinets. The outside is just as impressive, with a 100ft deep lot perched on the Niagara Escarpment where you can sit amongst the 60+ trees and shrubs added over time - enjoy all the Zen and tranquility nature has to offer, from inside to out.
Estimate your monthly payments for this property
Estimated Payment
$4,612.34/mo
Includes CMHC insurance ($25,082)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
22 Ursula Avenue, St. Catharines
Open in Google MapsUse the map controls to zoom, pan, and switch between map and satellite views. Drag to explore the neighbourhood.
Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $599/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Just Listed - Act Strategically
This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Bathroom Count Matters
With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,746 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.