$1,149,900 - 75 Yates Street, St. Catharines
Detached for Sale in St. Catharines
- MLS Number
- X13143658
- Property Type
- Detached
- Status
- active
- Days on Site
- 25
- Bedrooms
- 4
- Bathrooms
- 4
- Square Feet
- 2,000 - 2,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
Welcome to 75 Yates Street, a beautifully updated 4-bedroom, 4-bathroom home perfectly positioned in one of St. Catharines most sought-after neighborhoods. Just a short walk from downtown, Montebello Park, the First Ontario Performing Arts Centre, and a vibrant mix of shops, restaurants, and amenities, this home offers exceptional lifestyle and location. Step inside to discover a custom-designed kitchen featuring a beautiful island, premium finishes, and ample space for entertaining and everyday living. The heart of the home is centered around a stunning two-sided fireplace that adds warmth and charm to both the living and dining areas. The backyard is a private paradise, backing onto a serene ravine with no rear neighbors. Enjoy summers by the gorgeous in-ground pool, host unforgettable gatherings, or simply unwind in the beautifully landscaped outdoor living space. A fully separate in-law suite provides incredible flexibility perfect for multi-generational living or as an income-generating rental. Adding even more value is a versatile wing of the home currently used as a salon and office, ideal for a work-from-home setup, studio, additional bedrooms, or even a private guest suite tailored to fit your lifestyle. This is more than a home it's an opportunity to enjoy comfort, convenience, and customization in a truly unbeatable setting.
Estimate your monthly payments for this property
Estimated Payment
$5,086.40/mo
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
75 Yates Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $575/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 25 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.
Bathroom Count Matters
With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,791 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.