720 Lake Street, St. Catharines

Price: $1,600,000

4 bedrooms, 5 bathrooms

3,000 - 3,499 sqft

Property Type: Detached

MLS#: X13115184

This sprawling ranch style bungalow tucked away on a half acre lot at the very end of Lake Street in one of St. Catharines' most sought after north end locations. Just steps from the shores of Lake Ontario, this home offers the lifestyle and comfort of lakeside living. Set on an impressive footprint with over 3000 square feet of main floor living space, this home is designed for both comfort and function. A rare triple car garage provides ample room for vehicles, hobbies, or storage- something seldomly found in this area. Inside, the main level features three generously sized bedrooms, with two offering the added luxury of walk in closets and private ensuite bathrooms, creating ideal spaces for family or guests. The expansive family room is the heart of the home, highlighted by soaring 15 foot vaulted ceilings and a cozy fireplace, perfect for gathering or relaxing. The main floor is completed with a full 4 piece bathroom, a separate powder room, a large front living room with its own fireplace, and a formal dining room ideal for hosting. The kitchen is built for those who love to cook and entertain, complete with quartz countertops, 2 built in ovens, a Viking gas cooktop, and plenty of prep and storage space. A convenient main floor laundry room adds to the home's thoughtful layout. The lower level offers exceptional additional living space, including a fourth bedroom, another full bathroom, a spacious rec room, and a dedicated workshop. With ample storage throughout and a walk up for added convenience, the basement adds flexibility for growing families, hobbies, or potential in law setup. Located just minutes from the waterfront trail, Port Dalhousie, excellent schools, parks, and green space, this home offers an unbeatable combination of size, location, and lifestyle. A rare opportunity to secure a large bungalow in a quiet, established neighbourhood near the lake.

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$1,600,000 - 720 Lake Street, St. Catharines

Detached for Sale in St. Catharines

32 days on market
4Beds
5Baths
3,000 - 3,499Sq Ft
Detached
Property Details
MLS Number
X13115184
Property Type
Detached
Status
active
Days on Site
32
Bedrooms
4
Bathrooms
5
Square Feet
3,000 - 3,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
BOSLEY REAL ESTATE LTD.,
Description

This sprawling ranch style bungalow tucked away on a half acre lot at the very end of Lake Street in one of St. Catharines' most sought after north end locations. Just steps from the shores of Lake Ontario, this home offers the lifestyle and comfort of lakeside living. Set on an impressive footprint with over 3000 square feet of main floor living space, this home is designed for both comfort and function. A rare triple car garage provides ample room for vehicles, hobbies, or storage- something seldomly found in this area. Inside, the main level features three generously sized bedrooms, with two offering the added luxury of walk in closets and private ensuite bathrooms, creating ideal spaces for family or guests. The expansive family room is the heart of the home, highlighted by soaring 15 foot vaulted ceilings and a cozy fireplace, perfect for gathering or relaxing. The main floor is completed with a full 4 piece bathroom, a separate powder room, a large front living room with its own fireplace, and a formal dining room ideal for hosting. The kitchen is built for those who love to cook and entertain, complete with quartz countertops, 2 built in ovens, a Viking gas cooktop, and plenty of prep and storage space. A convenient main floor laundry room adds to the home's thoughtful layout. The lower level offers exceptional additional living space, including a fourth bedroom, another full bathroom, a spacious rec room, and a dedicated workshop. With ample storage throughout and a walk up for added convenience, the basement adds flexibility for growing families, hobbies, or potential in law setup. Located just minutes from the waterfront trail, Port Dalhousie, excellent schools, parks, and green space, this home offers an unbeatable combination of size, location, and lifestyle. A rare opportunity to secure a large bungalow in a quiet, established neighbourhood near the lake.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$7,077.34/mo

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5-yr fixed avg.

Principal: $1,280,000Interest: $843,202
Mortgage Amount$1,280,000
Total Interest$843,202
Est. Property Tax$1,133/mo
Total Cost$2,123,202

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

720 Lake Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,800/mo
Range: $3,230 - $4,370
Cap Rate (ROI)
1.8%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$3,800
Maintenance Fees-$0
Property Tax (est.)-$1,133
Insurance (est.)-$333
Net Cash Flow+$2,334

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $533/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 32 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Larger Home Realities

At 3,000 sqft, this is a substantial home. Budget approximately $400-600/month more for utilities compared to an average-sized home. Maintenance costs scale with size too - roof, HVAC, and cleaning all cost more. That said, space is a luxury that's hard to add later, and larger homes often have better resale in family-oriented neighbourhoods.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Bathroom Count Matters

With 5 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

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    720 Lake Street, St. Catharin… — $1,600,000 | Battaglia Team