$1,249,000 - 701 Geneva Street Unit 13O3, St. Catharines
Condo for Sale in St. Catharines
103 days on market- MLS Number
- X9767548
- Property Type
- Condo
- Status
- active
- Days on Site
- 103
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 2,000 - 2,499 sqft
- Neighbourhood
- St. Catharines
- Locker
- Exclusive
- Exposure
- South
- Balcony
- None
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
Are you looking for that million-dollar view? Luxury lakeside living awaits you in this stunning 3-bedroom, 2-bath condo. With panoramic lakefront views throughout this exclusive condo, you won't miss a sunrise or a sunset. To the west is the Port Dalhousie marina, to the north is the Toronto skyline, and to the east is your morning coffee sunrise. This is the premier, luxury condo building in St. Catharines, located at the water's edge. This condo boasts one of the largest floor plans in the building, and the uninterrupted water view from the third floor is spectacular. The large lakeside windows make the condo bright and airy, and on a clear day, you can see Toronto. A very gracious living/dining room with loads of seating and a generous kitchen with optimized storage, and sleek modern stainless steel Samsung appliances, make entertaining in this home a pleasure. The principal suite, highlighted by the same uninterrupted water view, space for a king-size bed, built-in storage, a large walk-in closet, and a 5-pce ensuite bathroom, provides a peaceful oasis. Two additional bedrooms and a bathroom provide accommodations for overnight guests. The property's outside amenities include a heated outdoor pool, an expansive patio space with BBQs, an immaculately landscaped greenspace, and the Water Trail at the edge of the property. Combine these luxury living features with the fitness center, sauna, library, party room, and bright, airy lobby at the building entrance, and you feel like you're living in a resort. And just like a resort, you can sit back and enjoy the beauty and luxury of this premier, luxury living experience without the maintenance. 2 parking spots and a large storage locker complete this property. This is your opportunity to simplify your life and enjoy the ultimate blend of luxury and convenience.
Estimate your monthly payments for this property
Estimated Payment
$5,524.75/mo
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
701 Geneva Street Unit 13O3, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $625/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 103 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $5,204 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.