$469,900 - 7 Vera Street, St. Catharines
Detached for Sale in St. Catharines
108 days on market- MLS Number
- X12807086
- Property Type
- Detached
- Status
- active
- Days on Site
- 108
- Bedrooms
- 2
- Bathrooms
- 1
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
This well-maintained and updated home is perfect for a small family, professionals, or investors looking for a clean, bright property in a convenient location. Offering functional living space, quality upgrades, and low-maintenance features, this home is move-in ready and provides excellent long-term value. The main floor features marble flooring throughout, creating a bright and easy-to-maintain living space. The living room includes a cozy fireplace, and the kitchen is designed for everyday comfort with a large island, quartz countertops, and a built-in dish drying rack. The bathroom also features quartz finishes and a bidet. High-end switches and outlets throughout the home add a modern, upgraded feel. All well-known brand appliances are included. Important mechanical and structural upgrades have already been completed, including conversion from electric baseboard heating to a gas furnace with ducted central heating (2017), professionally completed foundation work, and full basement waterproofing completed with city permits. The home also offers a 200-amp electrical service with all copper wiring, and the owned hot water heater is only one year old. Situated on a generous 52 x 105 ft lot, there is parking for up to five vehicles, with additional side parking potential. The large back porch offers comfortable three-season use, while artificial grass in both the front and backyard keeps maintenance simple. Landscaping lights enhance the outdoor space, and a large backyard shed provides extra storage.Located in a highly convenient area, this property is just 5 minutes to The Pen Centre, Ridley College, and the GO Train Station, with direct bus access nearby and only 7 minutes to Brock University. Whether you are buying for personal use or as an investment, this property offers a practical layout, solid upgrades, and an excellent location.
Estimate your monthly payments for this property
Estimated Payment
$2,410.83/mo
Includes CMHC insurance ($13,110)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
7 Vera Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $671/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 108 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.