$634,500 - 7 The Pinery N/A, St. Catharines
Detached for Sale in St. Catharines
114 days on market- MLS Number
- X12819508
- Property Type
- Detached
- Status
- active
- Days on Site
- 114
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- REAL BROKER ONTARIO LTD.
Tucked into one of the most established pockets of St. Catharines' sought-after North End, Walker's Creek is admired for its mature tree canopy, wide lots, and timeless homes that each carry their own character. This is a neighbourhood where neighbours know each other, kids ride bikes to the park, and evening walks are part of the routine.This property is host to a classic raised-bungalow offering three well-proportioned bedrooms including a primary retreat complete with its own private 2-piece ensuite. Thoughtfully laid out and filled with natural light, this home delivers comfortable everyday living.The main level offers a bright front living room anchored by large windows, a cozy gas fireplace and warm hardwood flooring, flowing effortlessly into a dedicated dining space ideal for hosting family dinners or holiday celebrations. The kitchen provides generous cabinetry and workspace.Downstairs, the unspoiled basement offers some framing but is ready for your imagination - whether you envision a recreation room, home gym, additional bedrooms, or simply exceptional storage space.Set on a generous lot in a location known for its green spaces and enduring appeal, this property presents an opportunity to establish roots in a neighbourhood that continues to stand the test of time.
Estimate your monthly payments for this property
Estimated Payment
$3,255.31/mo
Includes CMHC insurance ($17,703)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
7 The Pinery N/A, St. Catharines
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Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $577/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 114 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,644 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.