$979,900 - 7 Rusholme Crescent, St. Catharines
Detached for Sale in St. Catharines
- MLS Number
- X13145102
- Property Type
- Detached
- Status
- active
- Days on Site
- 29
- Bedrooms
- 6
- Bathrooms
- 4
- Square Feet
- 2,000 - 2,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- BOSLEY REAL ESTATE LTD.,
Welcome to one of the most family-friendly neighbourhoods in the city - a place where kids still walk to school, ride their bikes under tree-lined streets that arch overhead, and explore nearby escarpment trails right from the subdivision. This spacious 6-bedroom (all on the 2nd floor), 4-bathroom (2 have been updated), 2-storey home sits on an exceptional lot (approx. 200 ft deep, 120 ft across the back, & 60 ft across the front), offering room to grow, play, and entertain.The main floor has been professionally opened up, creating an airy, modern layout centered around a beautifully updated kitchen and generous 8 ft island. Electrical has been updated, and the backyard hydro line has been moved to the lot line to accommodate a future pool. A convenient main-floor den provides the perfect home office, playroom, or quiet retreat.The lower level offers incredible potential with a bright walk-up basement (only about 4 ft below grade, with raised-bungalow-style windows), an additional bathroom, wood-burning fireplace, cantina, and generous storage. The oversized garage provides even more space for vehicles, hobbies, or gear.This location is second to none: walk your kids to the local elementary school, choose from two high schools within the neighbourhood, and enjoy quick access to the Pen Centre, highway access, and Brock University. You can even hike through the nearby trails to get to swimming lessons at Brock. This is a neighbourhood I know personally and chose to raise my own children in - a true community setting with all the conveniences close by. If you've been looking for a large family home on an outstanding lot in a dream location, this is it.
Estimate your monthly payments for this property
Estimated Payment
$5,027.39/mo
Includes CMHC insurance ($27,339)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
7 Rusholme Crescent, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $490/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 29 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Excellent Flexibility
With 6 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.
Bathroom Count Matters
With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,083 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.