$799,900 - 21 Shoreline Drive, St. Catharines
Detached for Sale in St. Catharines
New — Listed 3 days ago- MLS Number
- X13444664
- Property Type
- Detached
- Status
- active
- Days on Site
- 3
- Bedrooms
- 5
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- BOLDT REALTY INC., BROKERAGE
Located in one of St. Catharines' most sought-after north-end neighbourhoods, this immaculately kept 3+2 bedroom, 2-bathroom raised bungalow is just steps from excellent schools and a short walk to the lake. Surrounded by mature trees and established homes, the area offers easy access to parks and waterfront trails. Inside, timeless décor, classic finishes, and rich colours create a welcoming feel throughout. The main floor features Brazilian Ipe hardwood flooring, prized for its durability and distinctive character. Offering a flexible layout with three bedrooms on the main level and two additional finished rooms on the lower level, there's plenty of space for families, guests, a home office, gym, or hobbies. The lower level features a beautifully finished recreation room with a wood-burning fireplace, creating the perfect place to gather with family and friends. New plush carpeting adds warmth and comfort, while a custom built-in entertainment unit with a shiplap feature wall provides both storage and style. The backyard is anchored by a majestic Redwood tree, a rare and striking feature providing beauty, shade, and privacy. Recent updates include refrigerator, stove, dishwasher, built in microwave, hot water heater( all new in 2026), washer and dryer(2019). Other notable improvements include a newer furnace(2022), most windows upgraded along with exterior vinyl siding(2020), and shingles on the garage roof(2026). Nothing left to do but move in and enjoy. Thoughtfully maintained and updated over the years, this home offers the opportunity to become part of one of north St. Catharines' most established and desirable communities.
Estimate your monthly payments for this property
Estimated Payment
$4,103.90/mo
Includes CMHC insurance ($22,317)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
21 Shoreline Drive, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Premium Pricing
At $1143/sqft, this property is priced above the St. Catharines average of $950/sqft. I'd want to see upgraded finishes, premium location, or recent renovations to justify this price point. During our showing, I'll point out exactly what you're paying extra for.
Just Listed - Act Strategically
This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Excellent Flexibility
With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,333 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.