7 Gale Crescent Unit B5, St. Catharines

Price: $314,900

2 bedrooms, 2 bathrooms

1,000 sqft

Property Type: Condo

MLS#: X12983432

Welcome to this rarely available Ridge (B) unit, offering a unique opportunity to own a ground-floor condo in a sought-after St. Catharines location. These units don't come up often, and this one stands out with its combination of space, privacy, and convenience.Step inside to a bright, well-laid-out interior designed for easy living. The open-concept living and dining areas feel airy and comfortable, with plenty of room to entertain or unwind. The updated kitchen is practical and well-positioned, keeping everything within easy reach.The primary bedroom features its own 3-piece ensuite and a walk-in closet, while a second bedroom and full 4-piece bath provide flexibility for guests, family, or a home office setup. One of the most distinctive features of this unit is its private outdoor setting. Backing onto a fenced ravine, you'll enjoy a quiet, natural backdrop along with access to your own terrace, conveniently reached through a nearby walkout door-perfect for relaxing outdoors. Accessibility is another highlight, with a designated underground parking space that connects to the B units via just one flight of stairs, making coming and going simple and efficient. Residents of the building enjoy a wide range of amenities including an indoor pool, fitness centre, games room, library, workshop, and bike storage, along with beautifully landscaped grounds and a gazebo. All-inclusive condo fees cover heat, hydro, water, cable TV, internet, air conditioning, parking, and building maintenance-offering excellent value and peace of mind. A rare offering with a unique layout, private setting, and strong lifestyle appeal-ideal for buyers looking for comfort and convenience.

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$314,900 - 7 Gale Crescent Unit B5, St. Catharines

Condo for Sale in St. Catharines

70 days on market
2Beds
2Baths
1,000Sq Ft
Condo
Property Details
MLS Number
X12983432
Property Type
Condo
Status
active
Days on Site
70
Bedrooms
2
Bathrooms
2
Square Feet
1,000 sqft
Neighbourhood
St. Catharines
Locker
None
Exposure
South
Balcony
Terrace
Listing Brokerage
RE/MAX NIAGARA REALTY LTD, BROKERAGE
Description

Welcome to this rarely available Ridge (B) unit, offering a unique opportunity to own a ground-floor condo in a sought-after St. Catharines location. These units don't come up often, and this one stands out with its combination of space, privacy, and convenience.Step inside to a bright, well-laid-out interior designed for easy living. The open-concept living and dining areas feel airy and comfortable, with plenty of room to entertain or unwind. The updated kitchen is practical and well-positioned, keeping everything within easy reach.The primary bedroom features its own 3-piece ensuite and a walk-in closet, while a second bedroom and full 4-piece bath provide flexibility for guests, family, or a home office setup. One of the most distinctive features of this unit is its private outdoor setting. Backing onto a fenced ravine, you'll enjoy a quiet, natural backdrop along with access to your own terrace, conveniently reached through a nearby walkout door-perfect for relaxing outdoors. Accessibility is another highlight, with a designated underground parking space that connects to the B units via just one flight of stairs, making coming and going simple and efficient. Residents of the building enjoy a wide range of amenities including an indoor pool, fitness centre, games room, library, workshop, and bike storage, along with beautifully landscaped grounds and a gazebo. All-inclusive condo fees cover heat, hydro, water, cable TV, internet, air conditioning, parking, and building maintenance-offering excellent value and peace of mind. A rare offering with a unique layout, private setting, and strong lifestyle appeal-ideal for buyers looking for comfort and convenience.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$1,615.60/mo

Includes CMHC insurance ($8,786)

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5-yr fixed avg.

Principal: $283,410Interest: $192,484
Mortgage Amount$292,196
Total Interest$192,484
Est. Property Tax$223/mo
Total Cost$484,680

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

7 Gale Crescent Unit B5, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,360/mo
Range: $2,006 - $2,714
Cap Rate (ROI)
5.4%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,360
Maintenance Fees-$650
Property Tax (est.)-$223
Insurance (est.)-$66
Net Cash Flow+$1,421

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $315/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 70 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    7 Gale Crescent Unit B5, St. Catharines | $314,900 | Battaglia Team