7 Elmwood Avenue, St. Catharines

Price: $410,000

3 bedrooms, 1 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X12870388

Welcome to this well cared for detached bungalow in central St. Catharines offering just over 1,000 sq ft of comfortable main floor living. This charming home features three bedrooms and a spacious five piece bathroom, making it an excellent option for first time buyers, downsizers or investors. A newer asphalt driveway provides parking for two or more vehicles. Inside, the bright open concept layout creates a welcoming atmosphere. The living room features an electric fireplace with a sleek mounted television and sound bar. The kitchen is very functional with stainless steel appliances, plenty of cabinetry and a convenient breakfast bar overlooking the living area. Just off the main living space is a versatile bedroom currently used as a home office. Toward the back of the home you will find the spacious primary bedroom with double closets along with a generously sized third bedroom. The large laundry room offers direct access to both the backyard and the driveway and sits beside the well appointed five piece bathroom. While the home does not offer a full height basement, a staircase from the laundry room leads to a utility and storage area with approximately five foot ceilings that houses the furnace and mechanical systems. Step outside to enjoy the fully fenced backyard featuring a freshly painted deck with pergola, a large grassy area, fire pit and two garden sheds. Located close to shopping, schools and quick highway access, this home offers both convenience and great value in a desirable St. Catharines location.

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$410,000 - 7 Elmwood Avenue, St. Catharines

Detached for Sale in St. Catharines

100 days on market
3Beds
1Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
X12870388
Property Type
Detached
Status
active
Days on Site
100
Bedrooms
3
Bathrooms
1
Square Feet
700 - 1,099 sqft
Neighbourhood
St. Catharines
Lot Size
5,112 sqft
Listing Brokerage
RE/MAX HENDRIKS TEAM REALTY
Description

Welcome to this well cared for detached bungalow in central St. Catharines offering just over 1,000 sq ft of comfortable main floor living. This charming home features three bedrooms and a spacious five piece bathroom, making it an excellent option for first time buyers, downsizers or investors. A newer asphalt driveway provides parking for two or more vehicles. Inside, the bright open concept layout creates a welcoming atmosphere. The living room features an electric fireplace with a sleek mounted television and sound bar. The kitchen is very functional with stainless steel appliances, plenty of cabinetry and a convenient breakfast bar overlooking the living area. Just off the main living space is a versatile bedroom currently used as a home office. Toward the back of the home you will find the spacious primary bedroom with double closets along with a generously sized third bedroom. The large laundry room offers direct access to both the backyard and the driveway and sits beside the well appointed five piece bathroom. While the home does not offer a full height basement, a staircase from the laundry room leads to a utility and storage area with approximately five foot ceilings that houses the furnace and mechanical systems. Step outside to enjoy the fully fenced backyard featuring a freshly painted deck with pergola, a large grassy area, fire pit and two garden sheds. Located close to shopping, schools and quick highway access, this home offers both convenience and great value in a desirable St. Catharines location.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,103.51/mo

Includes CMHC insurance ($11,439)

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5-yr fixed avg.

Principal: $369,000Interest: $250,615
Mortgage Amount$380,439
Total Interest$250,615
Est. Property Tax$290/mo
Total Cost$631,054

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

7 Elmwood Avenue, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
7.1%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$290
Insurance (est.)-$85
Net Cash Flow+$2,425

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $586/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 100 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    7 Elmwood Avenue, St. Catharines | $410,000 | Battaglia Team