7 Ameer Drive, St. Catharines

Price: $680,000

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13164354

This is what you've been waiting for... 4 bedrooms, 2 full bathrooms, a sought-after north-end St. Catharines location just a short walk to the lake, and the kind of major recent upgrades that give real peace of mind.Located north of Lakeshore Road in one of St. Catharines' most desirable family neighbourhoods, this move-in-ready home offers an ideal combination of space, functionality, and convenience. Major recent updates include brand new shingles (2026), a brand new furnace (2026), a newly completed lower-level 3-piece bathroom (2025), and a freshly finished lower level (2025) creating excellent additional living space, studio space, or storage depending on your needs.The functional layout offers 3 bedrooms on the main level plus a 4th bedroom on the lower level, making it a great fit for growing families, guests, a home office, or flexible multi-generational living. The walk-up lower level adds even more versatility and future potential.The location is hard to beat. Enjoy an easy walk to the lake, the Waterfront Trail, nearby parks, and close proximity to some of the area's best schools, along with shopping, restaurants, grocery stores, and all the everyday amenities you could need just minutes away.Well-maintained, thoughtfully updated, and ideally located, this is an excellent opportunity to own in one of St. Catharines' most established and highly sought-after neighbourhoods.

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$680,000 - 7 Ameer Drive, St. Catharines

Detached for Sale in St. Catharines

4Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13164354
Property Type
Detached
Status
active
Days on Site
28
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Lot Size
6,052 sqft
Listing Brokerage
RE/MAX NIAGARA REALTY LTD, BROKERAGE
Description

This is what you've been waiting for... 4 bedrooms, 2 full bathrooms, a sought-after north-end St. Catharines location just a short walk to the lake, and the kind of major recent upgrades that give real peace of mind.Located north of Lakeshore Road in one of St. Catharines' most desirable family neighbourhoods, this move-in-ready home offers an ideal combination of space, functionality, and convenience. Major recent updates include brand new shingles (2026), a brand new furnace (2026), a newly completed lower-level 3-piece bathroom (2025), and a freshly finished lower level (2025) creating excellent additional living space, studio space, or storage depending on your needs.The functional layout offers 3 bedrooms on the main level plus a 4th bedroom on the lower level, making it a great fit for growing families, guests, a home office, or flexible multi-generational living. The walk-up lower level adds even more versatility and future potential.The location is hard to beat. Enjoy an easy walk to the lake, the Waterfront Trail, nearby parks, and close proximity to some of the area's best schools, along with shopping, restaurants, grocery stores, and all the everyday amenities you could need just minutes away.Well-maintained, thoughtfully updated, and ideally located, this is an excellent opportunity to own in one of St. Catharines' most established and highly sought-after neighbourhoods.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,488.75/mo

Includes CMHC insurance ($18,972)

$
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5%10%50%

5-yr fixed avg.

Principal: $612,000Interest: $415,654
Mortgage Amount$630,972
Total Interest$415,654
Est. Property Tax$482/mo
Total Cost$1,046,626

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

7 Ameer Drive, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
4.5%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$482
Insurance (est.)-$142
Net Cash Flow+$2,576

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $618/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 28 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,833 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    7 Ameer Drive, St. Catharines | $680,000 | Battaglia Team