65 MCCAFFERY Crescent, St. Catharines

Price: $1,030,000

5 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X12821528

Stunning all-brick bungalow with double garage offering over 3,000 sq ft of finished living space in the sought-after Vansickle area. This executive home features 5 bedrooms plus a gym/office and 3 full bathrooms, and impresses from the moment you arrive with its beautiful curb appeal and grand entrance.Inside, you'll find a bright, open layout with a welcoming foyer, hardwood flooring, cathedral ceilings, and decorative pillars throughout the main floor. The formal dining room connects to the well-appointed kitchen through a convenient butler door, while the kitchen itself offers granite countertops, a skylight, and overlooks the dinette with garden doors leading to a large tiered deck, perfect for entertaining. The spacious Great Room features a gas fireplace and California shutters, and the main-level laundry offers direct garage access.The primary bedroom retreat includes a walk-in closet and 5-piece ensuite, while another main-floor bedroom enjoys ensuite privilege. The finished lower level provides two additional bedrooms, a full bathroom, a large rec/games area, storage, and a bonus gym or office space.Additional features include a sprinkler system, BBQ gas line, and (per previous listing) sound-insulated interior walls and RG6 wiring. Located on a quiet street in a fantastic family neighbourhood close to parks, schools, and everyday amenities, and just a short drive to SmartCentres St. Catharines (Fourth Ave) and The Pen Centre.Move-in ready in one of the West End's most desirable pockets. Freestanding home gym/power rack system is negotiable separately from the sale of the home (weights excluded).

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$1,030,000 - 65 MCCAFFERY Crescent, St. Catharines

Detached for Sale in St. Catharines

113 days on market
5Beds
3Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X12821528
Property Type
Detached
Status
active
Days on Site
113
Bedrooms
5
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
St. Catharines
Listing Brokerage
ROYAL LEPAGE NRC REALTY
Description

Stunning all-brick bungalow with double garage offering over 3,000 sq ft of finished living space in the sought-after Vansickle area. This executive home features 5 bedrooms plus a gym/office and 3 full bathrooms, and impresses from the moment you arrive with its beautiful curb appeal and grand entrance.Inside, you'll find a bright, open layout with a welcoming foyer, hardwood flooring, cathedral ceilings, and decorative pillars throughout the main floor. The formal dining room connects to the well-appointed kitchen through a convenient butler door, while the kitchen itself offers granite countertops, a skylight, and overlooks the dinette with garden doors leading to a large tiered deck, perfect for entertaining. The spacious Great Room features a gas fireplace and California shutters, and the main-level laundry offers direct garage access.The primary bedroom retreat includes a walk-in closet and 5-piece ensuite, while another main-floor bedroom enjoys ensuite privilege. The finished lower level provides two additional bedrooms, a full bathroom, a large rec/games area, storage, and a bonus gym or office space.Additional features include a sprinkler system, BBQ gas line, and (per previous listing) sound-insulated interior walls and RG6 wiring. Located on a quiet street in a fantastic family neighbourhood close to parks, schools, and everyday amenities, and just a short drive to SmartCentres St. Catharines (Fourth Ave) and The Pen Centre.Move-in ready in one of the West End's most desirable pockets. Freestanding home gym/power rack system is negotiable separately from the sale of the home (weights excluded).

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,556.04/mo

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5-yr fixed avg.

Principal: $824,000Interest: $542,811
Mortgage Amount$824,000
Total Interest$542,811
Est. Property Tax$730/mo
Total Cost$1,366,811

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

65 MCCAFFERY Crescent, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,600/mo
Range: $3,060 - $4,140
Cap Rate (ROI)
3.1%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,600
Maintenance Fees-$0
Property Tax (est.)-$730
Insurance (est.)-$215
Net Cash Flow+$2,655

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $687/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 113 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,292 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    65 MCCAFFERY Crescent, St. Catharines | $1,030,000 | Battaglia Team