22 John Street, St. Catharines

Price: $899,900

4 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X13247212

Welcome to 22 John Street, an exceptional custom-built raised bungalow in the heart of sought-after Port Dalhousie. Featuring a fully SELF CONTAINED IN LAW SUITE with a private entrance, this beautifully designed home offers outstanding flexibility for MULTI-GENERATIONAL LIVING, extended family, guests, or potential rental income-all just steps from the waterfront, parks, boutique shopping, and vibrant dining.Built in 2012, the home showcases a bright open-concept main floor with elegant finishes, abundant natural light, and a stunning two-way gas fireplace. The custom chef's kitchen is the heart of the home, featuring an oversized island, premium cabinetry, generous workspace, and a walk-in pantry. The adjoining living and dining areas overlook a private, professionally landscaped backyard complete with an expansive deck and mature greenery.The main level offers two spacious bedrooms, including a serene primary retreat, two beautifully appointed bathrooms, a convenient laundry room, and excellent storage.The fully finished walkout lower level is thoughtfully designed as a separate living space, complete with a custom kitchen, inviting living area, two bedrooms, a full bathroom, and direct access to a secluded patio. An additional flex space provides endless possibilities as a home office, gym, media room, or family room.Rarely does a property offer such an effortless blend of refined living, flexible accommodation, and an unparalleled location. A truly exceptional opportunity in one of Niagara's most coveted lakeside communities.

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$899,900 - 22 John Street, St. Catharines

Detached for Sale in St. Catharines

Popular Listing
4Beds
3Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X13247212
Property Type
Detached
Status
active
Days on Site
8
Bedrooms
4
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
St. Catharines
Listing Brokerage
COLDWELL BANKER MOMENTUM REALTY, BROKERAGE
Description

Welcome to 22 John Street, an exceptional custom-built raised bungalow in the heart of sought-after Port Dalhousie. Featuring a fully SELF CONTAINED IN LAW SUITE with a private entrance, this beautifully designed home offers outstanding flexibility for MULTI-GENERATIONAL LIVING, extended family, guests, or potential rental income-all just steps from the waterfront, parks, boutique shopping, and vibrant dining.Built in 2012, the home showcases a bright open-concept main floor with elegant finishes, abundant natural light, and a stunning two-way gas fireplace. The custom chef's kitchen is the heart of the home, featuring an oversized island, premium cabinetry, generous workspace, and a walk-in pantry. The adjoining living and dining areas overlook a private, professionally landscaped backyard complete with an expansive deck and mature greenery.The main level offers two spacious bedrooms, including a serene primary retreat, two beautifully appointed bathrooms, a convenient laundry room, and excellent storage.The fully finished walkout lower level is thoughtfully designed as a separate living space, complete with a custom kitchen, inviting living area, two bedrooms, a full bathroom, and direct access to a secluded patio. An additional flex space provides endless possibilities as a home office, gym, media room, or family room.Rarely does a property offer such an effortless blend of refined living, flexible accommodation, and an unparalleled location. A truly exceptional opportunity in one of Niagara's most coveted lakeside communities.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,616.95/mo

Includes CMHC insurance ($25,107)

$
$
5%10%50%

5-yr fixed avg.

Principal: $809,910Interest: $550,069
Mortgage Amount$835,017
Total Interest$550,069
Est. Property Tax$637/mo
Total Cost$1,385,086

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

22 John Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
3.2%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$637
Insurance (est.)-$187
Net Cash Flow+$2,376

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $600/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,750 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    22 John Street, St. Catharines — $899,900 | Battaglia Team